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‘I Hope They Had Good Insurance’ Christmas Movies

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Do you ever watch movies and think to yourself, “I wonder how much their insurance cost…” Alright, perhaps you focus on the actual entertainment? That said, when you look at it from a different angle you realize just how ridiculous it might be! Today, we thought to bring you into the world of Insurance entertainment. We took a look at some great holiday movies and theorized all the different ways that we HOPE they had good insurance!

Home Alone 

It was every kid’s nightmare and fantasy. Turning your home into a booby trap mansion that would slow down, injure and help capture a would-be thief! Right off the top, we hope that everyone in the neighbourhood has great home insurance. When Marv and Harry popped in, not only did they rob them, but they often left the water running to flood the basements.

Second, the McCallister’s hopefully have great extended coverage on their home. While all those traps were done to stop the thieves, they could have caused serious harm to innocent people. In fact, there have been stories of robbers suing the homeowners for injuries! Third, the vacationing McCallister’s could have used some travel insurance! It would have helped get back home sooner by enabling some extra resources to get them home.

Elf

Oh Buddy, he just wanted to be with his real family! For starters, as a business there are some major concerns with Buddy’s total disregard for safety. When he learned about drinking syrup in the mailroom of the office, the result could have been bad. Even the suction based mail tube system could have injured him. Also, had Buddy been more litigious, he could sue the company. When Miles Finch lunged from his chair and attacked him for calling him an ‘Elf’, it opened the company to a potential lawsuit. Having great commercial insurance would help the company in all these events.

Back at the family home, the excitable elf man could have been responsible for significant damages to the home. Jumping from the couch to the tree could have resulted in bodily harm or even a fire.

Christmas Vacation

Every year there are claims made as a result of slip and falls on property, but falling off a roof is a terrifying prospect . Though it is covered by most home insurance policies! That said, what might be a bit more difficult to deal with would be the flammable sewage situation. That’s a liability problem that might take some time to figure out.

As they head out on their trip, the vehicles involved better have some great auto insurance coverage! Starting with the road warrior highway racing was problematic enough. Ending up underneath the truck was also a nightmare for insurance. The resulting crash into the snow bank (to avoid the slow thrower) will affect his rates. With the number of incidents that occur on this trip, he will most likely be a high-risk driver for some time. Fortunately, we offer insurance for that too!

 

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