High Risk Auto InsuranceHigh Risk Auto Insurance

Why isure Gives You High Risk Auto Insurance That’s All About You

Most Competitive High Risk Auto Insurance Quotes

Best High Risk Insurance Rates


Sometimes despite best intentions, people fall through the insurance cracks. Multiple accidents, administrative errors, license suspensions, frequent claims or even a small set of speeding tickets or traffic tickets can unfortunately all put you into insurance jeopardy , place you in high risk insurance category and requires you to get a High Risk Auto Insurance .

At isure, we believe honest people with bruised insurance records deserve a second chance.

For many of the country’s big insurers, their answer will always be ‘No”. We don’t think that’s right and that’s why we offer the largest range of High Risk Auto Insurance Companies of any insurance provider across the country. Let’s make sure you are covered and stay on the road while your driver record recovers to normal status again.

To compare high risk auto insurance quotes from all Ontario high risk insurance companies , click on  “Get a Quote” button and then go to  “Auto” tab to start your quote .

isure’s high risk auto insurance advice

All you need to know about high risk driver insurance

One of the toughest things to live with if you’re a driver is being high risk. The classification results in higher premiums, tougher restrictions, and fewer options. Naturally, the classification is a result of your own doing BUT it does not need to be the end of the world. You can still find cheap insurance rate as a high risk driver and eventually remove the classification. At isure, we believe honest people with bruised insurance records deserve a second chance. In this article we’ll be answering as many high risk driving questions as we can.

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How to mange your high risk driving insurance

As a leader in the high risk driving insurance market in Ontario, isure helps people like you. We know that living with a high risk driving record can be stressful. That’s why we not only seek affordable high risk insurance rates but also help you manage your high risk driving insurance down the road . We make ourselves available 24/7 to answer any questions you may have about high risk insurance. It’s our hope that together, we can get you on the path to risk-free driving!

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Common Types of Accidents and High Risk Auto Insurance

Most accidents occur due to the negligence of the driver or negligent care for the vehicle. These accidents can be avoided!The more accidents you are involved in,the more your auto insurance rates might be. Worse still, you could become listed as a high risk driver. High risk auto insurance is generally more expensive & harder to obtain than normal auto insurance.

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High Risk Insurance after a DUI

One of the most common reasons to be labeled a high risk driver is if you have been issued a DUI. Finding cheap high risk insurance after a DUI can be difficult. Many insurers do not work with high risk drivers, and the ones that do are sometimes difficult to find. It’s why you should request a high risk insurance quote through isure. We have access to dozens of the top insurers in Ontario, including ones that will insure a driver after a DUI.

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Impact of at fault accident on auto insurance

If you have been in an at fault accident, you may have questions about what that means for you. Will your insurance premiums go up? Will I become a high risk driver and need a high risk auto insurance? What about accident forgiveness? And how does an insurance company determine who is at fault in an accident? With two or more at fault accidents on your record, you are likely a high risk driver. High risk insurance is offered by fewer insurers than general insurance providers.

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Top reasons why you should use an insurance broker

Insurance brokers are intermediaries that negotiate deals with many different insurance companies. Because they have access to many insurance providers , it means they can deliver you many options to eventually get you the best coverage for the best price. Consider it like this; based on your age, location, needs and many other factors each insurance provider has a different way they calculate rates . Instead of having to contact each of them, an insurance broker checks them all and delivers you the best. That, in itself is reason enough to be using insurance brokers for all your high risk insurance needs.

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isure High Risk Auto Insurance means:

Guilt-free Quoting Process

We will aggressively shop your insurance needs across the widest set of insurers with the respect you deserve.

Same Day Policies

Often, you may need to get back on the road right after a insurance non-renewal or driver conviction, we will turnaround policy coverage quickly for you.

Expert isure Broker Advice

We will welcome you and give you the best advice on when and how to get back into a cheaper, low-risk insurer coverage as you rehabilitate your bruised driver record.


Through our insurers in Ontario , we offer the largest list of insurance discounts on the marketplace. Our competitive bidding process also saves you money with no sacrifice on coverage.

Responsive Claims

No problem. Claims response is open 24 hours a day, 7 days a week to get your claim started immediately!

Personalized Attention

Your personal and dedicated isure brokers are there when you need them. You can call, chat, or email and we'll be available for you. You can even schedule an in-person meeting. It's completely up to you!
isure's High Risk Auto Insurance options:
  1. isure Telematics

    Prove to the insurers that you are a safe driver and join our isure Telematics program that monitors and improves driver behavior. Click here to learn more about isure’s Telematics program .

  2. Safety Discounts
    We’ll look for discounts by advising you on options of driving a vehicle of lesser value, applying aftermarket safety equipment or taking driver education classes in return for savings.
  3. Speak to a High Risk Insurance Broker
    Call us toll-free at 1-877-514-7873 and one of our auto insurance experts will search Ontario's insurance marketplace for all the available insurance products and discounts, provide advice on the proper coverage and guide you step by step through the process of setting up your high risk auto insurance.
  4. Compare Quotes Online
    Compare high risk auto insurance quotes to find the best high risk insurance rates by clicking on Get a quote button at anytime .