We’ve put together all the details you need to know in order to find out if you are eligible to claim your student discount from your current insurance provider:
Away at School Discount
Away at School discount only applies to occasional drivers on vehicles To qualify each company has some or all or different requirements:
Underage Operator(s) under 25 years of age, while living away at a post-secondary educational institution will qualify for a 50% discount off most of your auto insurance coverage.
In order to qualify for this discount, all underage drivers listed on a vehicle as an occasional driver must:
- Be registered as a full time student at an accredited post-secondary institution (University or College). Evidence of enrollment must be provided at each policy renewal.
- Live more than 100 km from home and only return home on holidays etc. and the vehicle remains at home
- Some insurance companies may require that the student have a clean driving record
Good Student Discount
A 10% Good Student discount may be available for principal and occasional operators and is applicable to the majority of your auto coverages if the following criteria are met:
- The student is a vehicle operator(s) under 25 years of age
- The student has a minimum license requirement: G2
- Is enrolled in an accredited high school, college or university as a full time student
- The student operator(s) must prove that they have maintained a minimum 80% average or its equivalent in the prior school semester.
Documentation of the student operator(s) student number, average or GPA along with the name and address of school may be required.
- The insurance company may request to be furnished with a copy of supporting documentation on annual basis in order to validate the discount being applied.
The good news is the majority of the companies we work with offer Away at School and Good Student discounts. If you are already insured with an insurance company then we advise you to contact one of our brokers to find out if you are eligible to use any of these discounts . If you are not yet insured and looking for an insurance policy call our brokers at 1-877-514-7873 from 9:00 – 8:00 pm and let them provide you with the best insurance advice and the best insurance rates in the market.