Auto Insurance in
Making Insurance Friendly and Easier
Ontario auto insurance rates have ranked amongst the highest in all of Canada. As Barrie continues to grow, more drivers will be on the road on a daily basis. As the city becomes more congested, auto insurance rates may start to rise exponentially. Just like every other city in Ontario, it’s the law for Barrie drivers to have car insurance. These policies must include third-party liability, uninsured car coverage, direct compensation property damage, and statutory accident benefits. However, many Barrie vehicle owners choose to add additional coverage to their plans as well for optimal coverage.
isure and Barrie Auto Insurance
isure insurance offers auto insurance rates that suit the needs of all Barrie drivers. As Ontario’s leading insurance broker, our auto insurance rates in Barrie can provide you with high-quality coverage, convenience, and personalized service that exceeds your expectations. We are Barrie’s auto insurance experts! Our promise to you is to provide transparent and knowledgeable insurance expertise both online and off. We shop for the best auto insurance rates available for you to ensure you obtain the insurance you can count on. You’re in the driver’s seat when it comes to your auto insurance in Barrie with isure insurance!
Why Trust isure as your Barrie Insurance Broker?
There are a number of reasons for Barrie citizens to contact an isure insurance broker. Some of the key advantages of working with an isure insurance broker include:
Save More Money: Insurance brokers are the top solution to lower your insurance rates and save you money. Our Barrie insurance brokers have access to several insurance providers, premiums, coverage types and they will help you find the most affordable quotes for you based on the information you provide.
Valuable Information from a Licensed Insurance Professional: Navigating insurance can be extremely difficult if you have little to no experience. Hiring a licensed, knowledgeable and experienced insurance broker can provide you with all of the important guidance you need to make the right insurance decisions.
Easy To Follow Quotes: Contacting several insurers for rates can take a lot of time. When you hire an isure Barrie insurance broker, they handle all of these details, including obtaining quotes from different insurers for you!
The isure insurance Advantage
isure hires only the best and most reputable Barrie insurance brokers to get you the best quotes. Experience the isure insurance broker advantage:
We Understand the Market: isure has been the top insurance choice for Canadians since 2006. We are one of Canada’s most progressive, reputable insurance brokers with real people that are insurance champions! We’re committed to helping Barrie citizens access the best insurance coverage available.
We Cater To Your Needs, Not Ours: We are real insurance brokers helping real, amazing Barrie citizens. Each of our clients are assigned to a dedicated insurance broker that advocates for their needs when dealing with insurance providers. We handle all claims, quotes, inquiries, updates, and more.
Best Insurance Providers: We have access to all of the best, well-respected insurance providers in all of Canada for you!
Unbiased Advice: We guarantee honest, unbiased advice about the insurance quotes we obtain for you and all details that accompany it. We will always search and locate the coverage that is best suited to your needs.
You Save While We Work: You can save hundreds of dollars on insurance when you work with our Barrie insurance brokers. You can discuss your insurance needs with us and we’ll find the perfect coverage options and rates.
Fully Licensed: We are registered under the Registered Insurance Brokers of Ontario (RIBO) to ensure your safety and that you are in good hands.
Coverage For All Your Insurance Needs: Our insurance brokers get Barrie residents quotes for home, commercial, auto, life, travel, and more.
Why Choose isure As Your Barrie Auto Insurance Broker?
We understand that there are a lot of options when it comes to auto insurance in Barrie. Sometimes getting a quote from a company can feel like an obligation, rather than what it’s supposed to be: information to help you make an informed decision. This is one of the greatest reasons to use an insurance broker, as they have a suite of trusted insurers they work with to find you the best rate for your auto insurance. Their advice is independent of the companies they represent, and are professionally regulated by the Registered Insurance Brokers of Ontario (RIBO).
When selecting your broker, isure stands out for a reason. Have a look at the chart below to see what makes isure a broker of choice.
|Leading Direct Bank Insurers||Leading Online Quoting Sites||Leading Brokers|
Maximum amount of quote options
Transparency/easy to understand terms
| Independent: |
Primary duty to the customer
licensed Insurance brokers /tailored treatment offered by Real People
24-hour claims service/Extended Service Hours
Seamless and quick, front-to-back quote experience
Digital/mobile/social first brand
|Easy to reach:|
Email, Chat, Social, Toll-free Phone
|Protection of Privacy: |
Treat Information Confidentially
Provide personal and commercial insurance seamlessly
Reasonable, competitive and fair pricing
We stand by our isure pledge to ensure you receive the care you deserve, because we know you’re not just another number in the system. We work with a large suite of approved insurance providers to give you the best opportunity at finding your lowest quote with a brand you can trust.
When you choose isure, you are choosing the broker that puts you first. See why more people place their trust in isure every day and talk with one of our dedicated insurance professionals today.
FAQs About Barrie Auto Insurance
What factors affect auto insurance in Barrie?
Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.
Postal Code: The more populated, urban areas in Barrie often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.
The Driver’s Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.
Your Vehicle: Aside from the make, model, and year of your vehicle, frequency of theft and safety rating. Certain types of vehicles tend to be a higher risk, as they are shown to be involved in more accidents than others.
Your Age And Sex: It generally follows that older people have had more years of opportunity to learn proper driving habits. Men under 25 are also statistically more prone to crashes than women of the same age, and generally receive higher premiums, but generally evens out after turning 25 years old.
Distance Travelled: The more you’re on the road, the more likely you are to get in an accident. Those who drive more will pay more than those who commute less often.
Your Driving History: If you have had a lot of traffic tickets or major accidents in your time, auto insurance will be much more expensive for you when compared to others with a clean driving record.
How can you lower the cost of your car insurance in Barrie?
Winter Tires: The winters in Barrie can be gruelling, especially when you need to drive to work every day! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.
What postal codes have the highest premiums?
The L4M region is the postal code that receives the highest quotes for car insurance, as this area encompasses downtown Barrie. Regardless of where you live, our team will always provide you with fair rates, so feel free to contact us at any time for an estimate.
What postal code has the lowest premiums?
The L9J region is the postal code that receives the lowest quotes for car insurance in Barrie. However, our team will do everything we can to provide all Barrie residents with fair pricing, regardless of their postal code.
Is car insurance mandatory for those who live in Barrie, Ontario?
Yes, car insurance is mandatory in Barrie. The province of Ontario has a standard Auto Insurance Policy that every company must offer. The provincial government put this in place to give all drivers and their loved one’s basic protection for their vehicle insurance, although there are many add-on options you can consider for additional coverage. Basic coverage may not always be enough, and we can discuss more options with you in detail to ensure your policy is suitable for your needs. Those caught without mandatory auto insurance will be fined, and their licence may be suspended as a result. Your vehicle can be impounded as well, so it’s a serious offence not to have basic car insurance.
Why is car insurance so expensive in Barrie?
Ontario is a densely populated area, especially when compared to other provinces and territories. This means there is a higher likelihood of claims, which is why insurance rates are higher in Ontario cities. Additionally, auto insurance fraud is also higher in Ontario than in any other part of the country, which is another reason why insurance in Ontario is so expensive. The city of Barrie is affected by these statistics, and that’s why drivers pay more for their car insurance.
How To Get An Auto Insurance Quote In Barrie?
Working with a suite of quality insurers, isure will do the work of gathering quotes from each company to find the lowest cost for the plan that suits your needs. We work by the isure pledge to ensure that you are always taken care of, and that we work with your best interests in mind. Our dedicated insurance consultants in Barrie will find you the best choice, and will only recommend moving you to another insurer if it works for you.
Finding the right insurance doesn’t have to be difficult. See how the isure difference can help you keep your driving peace of mind.
How Much Should I Expect to Pay For Auto Insurance in Barrie?
There are many factors that go into the price of auto insurance in Barrie. Your quote can fluctuate depending on if you require high risk insurance, or you can have a lower quote if you practice safe driving or if you bundle your policy, for example. Go-telematics is also an option for great drivers as it tracks how you drive (speed, braking, cornering, etc.) to determine your rate.
Barrie Collision Reporting and Claims Process
Being involved in a car accident can be shock-inducing and extremely scary. Knowing what to do when an accident occurs can be really helpful and save you as much stress as possible. This is isure’s guide to post–accident management in Barrie:
1. Are there any injuries? If there are, call 911.
You might be shocked when it first happens, but your number one priority is the safety of yourself, passengers, and the other vehicle’s driver and passengers. If anyone has any kind of injury, it will likely require medical attention. Call 911 and wait for medical attention.
2. Take lots of pictures
After addressing anything that requires medical attention, you should take pictures, and lots of them! It’s also suggested that you do not move the vehicles before doing so, if possible. Pictures will serve as proof for insurance company claims and any legal issues that may arise later. The more information and photo evidence, the better!
- Take a picture of all the damages
Take pictures of your car, the other car, and be sure to take note of every bump and scratch that happened as a result of the accident. Make sure that you also take a picture of the license plate for each vehicle involved in the accident
- Take photos of the other person’s driver’s licence
Take a picture of the other person’s driver’s licence so there is a record of who they are, their licence number and their address. This is a great time to get the driver’s contact information, as well.
- Take photo of the other driver’s insurance slip
Take a picture of the other driver’s insurance policy, or at the very least, get their provider’s name and policy number. This way you and your insurance company can secure proof in the event that you need to file a claim or you can no longer contact the other driver.
- When and where
While this is not necessarily a picture, note the time of day, location, and weather when the accident took place and where.
3. Head to a collision reporting centre
Your next step following the exchange of information is to make your way to the collision reporting centre. You are required by law to visit the reporting centre within 24 hours of the accident. Driving your car after an accident is not recommended, and while you may not have anything visibly wrong with the mechanics of your car, there could be internal issues that may cause more problems for you. Call a tow truck driver after an accident to transport your car to a mechanic and a taxi or friend to take you to the collision reporting centre, where you should be prepared to wait for a little while. This is the location and hours of a Barrie collision reporting centre. If an accident happens outside these hours, head there at the earliest point you can.
110 Fairview Road
BARRIE, L4N 8X8
Tel: (705) 726-3418
Fax: (705) 726-4628
Email: [email protected]
Hours: COVID-19 HOURS: Monday to Friday: 9:00 AM – 5:00 PM, Saturday: 12:00 PM – 4:00 PM
4. Note any damages over $2000 must be submitted to the authorities within 24 hours
If the damages of the entire accident total over $2000, they must be reported to the police within 24 hours after the accident
What does insurance cover?
Accidents do happen, and insurance is there for a reason. In case a situation occurs, insurance is your security to cover large expenses, like repairs or reimbursements. Some insurance policies will also cover other accident expenses, such as tow trucks, car rentals, and vehicle inspections.
If you have any questions about vehicle collisions in Barrie or about car insurance, call your isure insurance experts!