Condo InsuranceCondo Insurance

Why isure gives you Condo Insurance that’s All About You

As a condo owner, your insurance needs are quite dependent on: where you are located, when your condo was built, how many residents are you in your building, the value of your possessions and the deductible you want.

Condo insurance is a tricky fine print topic as your condominium association may have one of three policies: a policy that insures only the primary building and common areas; a policy that insures your building and any items in your unit other than personal property; a policy that insures the building, your unit, and any fixtures or improvements you make to your unit. isure helps you know which is the case for you, and provides  Condo Insurance coverage that provides peace of mind before any potential loss occurs.

To get a  quick estimate , click on the “Get a Quote” button and then go to the “Home” tab to start your quote .

isure Condo Insurance means:

Building Property Coverage

Insures items of the physical property, including any alterations, renovations or additions made.

Personal Property Coverage

Insures personal items like clothes and furniture, including your personal items while travelling to other parts of the world.

Loss of Use Coverage

In cases of severe damage to your unit, this coverage provides a substitute place to stay consistent with your standard of living.

Over and Above Loss Assessment Coverage

Covers damage or lawsuits above and beyond what the condo association’s policy covers.

Personal Liability Coverage

Protects you if others make a claim or bring suit against you for bodily injury or property damage for which you or a member of your family are responsible, either in your home or elsewhere.
isure's Condo Insurance options:
  1. Absentee/Renting Ownership

    If you rent or sub-lease your unit most of the time, isure can make special insurance arrangements.

  2. Additional Living Expenses
    Covers the cost of any additional living expenses for your household to settle elsewhere.
  3. Damage to the Property of Others
    Covers the costs of damage to other units not covered by your association’s policy.
  4. Loss of Rental Income
    Covers the cost of lost rent from condo unit(s) owned or sub-leased by the insured.
  5. Extraordinary Costs
    May pay for fire department and ambulance surcharges, debris removal, new locks, spoiled or perishable products, identity protection, first aid expenses and other items not covered by standard policies.