How to Protect your Home from a Basement Flooding
Basement floods are more common than you may think, and this problem can lead to significant damage in terms of your property and your belongings. As a homeowner, you never want to experience this problem and there are things you can do to protect your home from basement flooding, including the following:
Understand Your Home’s Plumbing System
This information will allow you to understand how your drainage and plumbing work so that you can make changes if necessary and ensure no component is missing. Every home is different, so you need to make sure your home is equipped with the right system to help prevent flooding. You can contact a licensed plumber if you prefer specialized testing or want a professional inspection, as this can provide you with peace of mind.
Make Sure You Have The Right Insurance Coverage And Understand Your Policy
You need to know what your insurance covers and the types of damages they will not cover so that you’re aware and don’t face any surprises. Most insurance companies do not cover flood damages caused by heavy rainfall but they do offer coverage for sewer back–up if it happens as a result of a storm. You need to understand these details and must go over them because coverage is not automatic and you need to clarify what you need, so speak directly to your insurer so that you are aware of the specifics of your policy.
Do Not Pour Oils, Fats And Grease Down The Drain
These things will cause a sewage back-up because they will solidify and accumulate within your plumbing system. Just because they are in liquid form when they are hot, it does not mean they will stay that way once you pour them down the drain, and they will solidify once they cool and will negatively affect your plumbing network as a result.
Try To Use Less Water While At Home During Heavy Rains
While it may seem like a good idea to complete chores on a rainy day, the reality is that doing your laundry or running your dishwasher will increase the risk of a flood for your home. To prevent this from happening, wait for at least a few hours after heavy rains to complete these tasks, as this will reduce the load on your sewer system.
Do Not Store Valuable Or Sentimental Items In Your Basement
This is especially problematic if you place such items on your basement floor because they have the greatest risk of getting flooded as your basement floors are located at the lowest level of your home. This is where water will accumulate first, so do not place anything valuable there as they will become damaged in the event of a flood.
isure can help with all of your flooding concerns when it comes to home insurance. We offer home insurance quotes and homeowners insurance, so if you want to know that your home is protected, give us a call today!
Tags: Home Insurance