How to save money on auto insurance
Our goal at isure is to provide you fast, friendly and better auto insurance, whether you’re a first-time buyer or shopping around for a better policy. Through our insurers, we offer the largest list of auto insurance discounts in the marketplace, and competitive bidding saves you money without sacrificing on coverage. We believe you are in the insurance driver’s seat, and we want you to make smart, well-informed decisions. So we’re sharing some tricks of the trade to help you save money on auto insurance.
Bundle auto insurance with home, renters or condo insurance
Bundling your auto insurance with your home, renters, or condo policies is one of the quickest ways to save on insurance. Most auto policies do not cover personal belongings in your car, so you’ll need to purchase property belongings. Bundling auto with other policies can save up to 20% off. For more information about Bundled Insurance click on this link .
Bundle drivers together
Along the same lines, if you have several drivers in your household, you can save on auto insurance when you list them all on one policy, especially if they are deemed low-risk. This reduces the overall risk of the vehicle therefore reducing your premium.
Increase your deductible
Increasing your deductible (the amount of money you pay in the event of an insurance claim) lowers your premium and saves you money over time. Just be sure you can afford the deductible in case you ever get into an accident.
Make one lump sum premium payment
If you can afford to pay your annual premium in one lump sum, you’ll ultimately pay less. Insurance companies usually charge a processing fee if you pay month-to-month.
Take a driving course
Driver’s training doesn’t only benefit teenagers! Ministry-approved driving courses are useful for new or inexperienced drivers and some insurers offer discounts if you’ve taken a course.
Take care of your vehicle
Keeping your vehicle properly maintained not only makes it safer on the road, but you may be able to get a discount on your insurance. For example, in Ontario insurance companies are required to offer a discount if you have winter tires. At isure, not only will you get a winter tire insurance discount, but ask us about our free tire coverage through isure-approved CAA Insurance. It covers you if your tires are damaged by a road hazard.
Ask about other discounts
At isure, we work hard to develop a customized fit for you. We offer the largest list of auto insurance discounts through our various insurers. Don’t be afraid to ask us if there are any other discounts that may apply to you.
This might seem like a no-brainer, but it’s important to follow the rules of the road and drive with caution. Multiple tickets and collisions are costly and can greatly increase your premium. Mistakes do happen though, and if you get into a collision, isure has responsive, 24/7 claims service and will start your claim right away.
Now that you know the tricks of the trade it’s the time to get an auto insurance quote from isure or by calling our insurance experts at 1.877.51.isure .