HOME FIRE SAFETY, PREVENTION, AND YOUR HOME INSURANCE

On Tuesday, April 14th, 2020, Toronto Fire Chief Matthew Pegg announced during his daily media conference that Toronto house fires are up more than 17%. This fact is mainly due to the increase in cooking at home due to COVID-19 social distancing practices. Recently, we have all been spending most of, if not all, of our time at home. This reality can lead to positives, such as a nice family dinner, but also can lead to worries about fire safety. As you spend more time in the kitchen for the next little while, keep these safety tips and home insurance tips in mind, so you and your loved ones are protected from hazards.

ENSURE YOUR HOME IS SAFE FROM POTENTIAL FIRE HAZARDS

Since we are all spending time indoors, take the time to ensure your home is safe and protected from dangers. Fire hazards can be found in multiple places, not just in the kitchen, so ensure you are reviewing carefully. For example, electrical cords can start a fire if frayed or damaged, and washing machines can be a hazard if the lint trap is left full. Check all smoke alarms in the home. If any of these problems arise, make sure to take action, reach out to the manufacturer of the product, or Toronto Fire Services if you have further concerns. Even in these difficult times, companies are here to help and ensure your safety.

MAKE AN EMERGENCY FIRE SAFETY PLAN

Depending on your living situation, there may be plans in place for a fire. If you live in an apartment building, make sure to review all protocols for residents. Organize an escape plan in your household. Decide on a meeting place where you would go if need be. If you have young children, explain the importance of fire safety, so all members of the household are clear on expectations in the event of a fire.

LIMIT DISTRACTIONS WHILE COOKING

Ensure to limit distractions while in the kitchen. If older kids like to bake or cook, ensure they understand how the kitchen appliances work as well as fire safety measures, and supervise if need be. Please encourage them also to limit distractions.

INSTALL A FIRE ALARM AND SMOKE DETECTORS

Fire Alarm and smoke alarms are not only great protection for your family, but they can save you money on your home insurance. Check with your isure insurance broker on what type of alarms qualify.

BE AWARE OF CANDLES BURNING.

Candles can be a great way to relax, but never leave them burning for too long. Make sure to blow them out when leaving a room or going to sleep, and always watch them. Keep them away from other objects to be safe. If you have children, keep all candles, matches, and lighters away from their reach.

IF THERE IS A FIRE, QUICKLY AND CALMLY BEGIN FIRE SAFETY MEASURES

In a scenario where an actual fire emergency occurs, getting out of the burning building is your number one priority. If there is excessive smoke, get as close to the ground as possible, and quickly crawl out. Call 9-1-1 as soon as you have escaped the building and wait at a safe distance for help to arrive.

Through practicing these fire safety tips, you can ensure you and your loved ones can stay safe inside.

YOUR HOME INSURANCE

Make sure your home insurance policy is up-to-date, including having adequate coverage limits.  you don’t want to lean after a fire claim that you did not have the right coverage.  An isure insurance broker expert will be able to review your home insurance policy coverage so you can be worry-free.

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