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Why isure gives you the best car insurance rates
As Ontario’s leading broker, isure provides quality coverage and top insurance rates, as well as convenient, personalized service. Whether you’re a preferred, standard, or
high-risk auto insurance client, we’ll be there to help you save premiums along the way by comparing auto insurance rates across Ontario.
Let us do the shopping to find you the best Ontario auto insurance rates and coverage in marketplace!
We compare the largest selection of isure-approved insurer in the market.
isure across Ontario
isure across Ontario
isure Auto Insurance means:
Control Over Your Policy
Register your policy, and you’ll be able to manage, change and update it, quickly and efficiently.
Insight and Attention
Let us do the shopping for you so that we can find the best car insurance rates and coverage that the market has to offer! We compare over 25 of the largest certified insurers, making them compete on rates so you can receive the auto policy you want at the best price.
Between all our isure approved insurers, we boast one on the longest list of auto insurance discounts of any broker online, and our competitive bidding saves you money with no sacrifice on coverage. We’ll also tell you how to reduce your premiums by taking safeguards.
Guilt-free Quoting Process
Get the leading insurance policies with the best personalized options you deserve.
ONTARIO CAR INSURANCE FAQS
Are you required to have car insurance in Ontario?
If you drive a vehicle in Ontario, it is the law to have car insurance. Each province will require a certain minimum amount and may require specific additional coverage.
What affects my rate(s)?
There is a lot that goes into your auto insurance rate, and certain insurance companies may offer different quotes depending on how they calculate their premiums. When it comes to your car insurance rate, there are aspects that you can control and some that you can’t. Here are a few factors that will help determine the price you will pay on your car insurance:
1. Your place of residence – When you request a quote, one of the first things an insurance company will use to determine your quote is your postal code. In general, people living in rural areas will pay less for their car insurance than those living in the city.
2. How often you drive – Another big factor that will affect your insurance rate is how often and how far you drive. If you commute 50km a day to work, you will pay more than somebody who works from home.
3. Your basic information – When it comes to auto insurance, your age, gender and marital status will affect your rate. As an example, if you are a 30-year-old female, you will generally pay less than a 22-year-old male.
4. Multi-vehicle – Insurers will provide discounts if you place two or more vehicles under the same policy.
How much does car insurance cost in Ontario?
As mentioned above, there are many factors that go into the price of car insurance in Ontario. Your quote can fluctuate depending on whether you require high-risk insurance, if you live in a city or, as an example, you can receive a lower quote if you practice safe driving and/or you bundle your policy. Go-telematics is also an option for great drivers as it tracks how you drive (speed, braking, cornering, etc.) to determine your rate.
Why should I choose an insurance broker?
Car insurance quotes are always changing in Ontario. Going through every insurance company by yourself can be time-consuming and stressful. When you work with an isure broker, you will be able to easily compare quotes from our 25+ isure–approved insurers. We will also help you choose the best policy for your needs.
How much does a car insurance quote cost?
Absolutely free! It is also very easy to get a quote. Get started now by clicking here.
How can I lower my car insurance rate?
If you’re looking for low car insurance rates, isure can help you save! Let’s look into all the ways you can save on car insurance – drivers in Ontario can rely on our excellent customer service and the knowledge our team will provide.
Our isure insurance brokers share tips to help lower your premium rate, and our expertise will allow you to save. We recommend that you bundle your policies because this will make a big difference when it comes to your savings! Bundling policies from the same company typically leads to discounted rates, and you will save a significant amount of money long-term as a result. This is just one of many discounts, including winter-tire discounts, renewal discounts, and safe driving discounts.
The reality is that a lot of drivers are unaware of these deals, but we will ensure that you have this information because we care about our clients and want to help them save. You may also be eligible for a good student discount, retiree discount or university discount – we’re happy to discuss the ones that apply to your situation. Adjusting your payments can also help you save, so payment schedules can be explored to see which option would be best. It is recommended that you pay your premium in full every year as opposed to paying it monthly because this can add to your savings. Increasing your deductible will also help minimize the cost of your premium!
Types of Auto Insurance Coverage
The different categories for auto insurance coverage include:
Liability insurance covers damages caused to another person or vehicle in an accident, including medical bills, legal fees, lost income, and other expenses.
Emergency road service
Emergency road service will provide you with roadside assistance should your car break down, and would also cover the cost of getting your car back on the road. Mechanical labour, gas delivery, new batteries, tire changes, or tow are just some of the costs that would be covered. This is important because it would prevent you stress in the event of a breakdown.
Comprehensive insurance covers damages that are not the result of a car accident or collision. This would include extreme weather, falling objects, theft and vandalism as examples you would be protected from with this type of coverage.
Finally, collision insurance would cover damage to your car if you were to ever experience a vehicle rollover or a collision with another car or object. In the event that your car is totaled, this type of insurance would pay for the costs associated with a replacement.
Mistakes can happen, even if you’re a good driver. That’s why many isure-approved insurers will forgive your first at-fault claim.
Your Possessions Saved
Bundle Your auto, home, renters, or condo insurance policies. It is a common myth that personal belongings in your car are covered by your car insurance, which is why you’ll need to buy property insurance in case of theft. Bundle these policies together and save up to 20% off!
Physical Damage to Your Car
Consider collision coverage to protect your car from the dangers of the road. This includes collisions, theft, fire, falling objects, etc. You’ll need this coverage if you lease or finance your vehicle.
Pays when you’re legally liable for someone else’s bodily injury or property damage resulting from a car accident. Consider higher limits for better protection.
Accident Benefits Coverage
Pays certain medical costs for you and your family if injured from a car crash. Speak to us at 1-877-514-7873 about extra coverage that may be best for you and your loved ones.
Rental Car Coverage
Covers costs of renting a vehicle while your car is being repaired.
Speak to an Insurance Broker
Call us toll-free at 1-877-514-7873 and one of our insurance brokers will search Ontario’s insurance marketplace for all the available insurance products and discounts, provide advice on the proper coverage and guide you step by step through the process.
Collisions in Ontario by Month 2020
CAA’s Worst Roads in Ontario 2021
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If you have ever borrowed a friend’s car or rented a vehicle for a trip, have you ever wondered how would you be protected if you got into an accident? Will you be protected or would the owner of the car?With non-owner insurance in Ontario, you will be protected. Let’s delve a little deeper into non-owner car insurance to help you decide if it is coverage that you need.
Lending your car can be very risky. Before you hand over the keys, you should understand the possible implications of lending your car to others on your car insurance. Let’s examine who can drive your car under your insurance, and what happens if an accident occurs.
Driving in Ontario is considered a privilege, not a right. To protect Ontario citizens and promote safe driving, the province has strict law regarding individuals driving without a valid licence. Let’s examine the consequences of being caught driving without a licence in Ontario, look at why you would be considered “unlicensed” and how driving without a licence can affect your insurance.
From our Clients
Ive had a great experience with isure. This is my 3rd time setting up a policy with them. I worked with Philip Su, and he was able to find me a new provider saving me about $2,000 a year. They do all the shopping around, paperwork, and set everything up including payments, it is very convenient. I always recommend them when someone mentions needing insurance.
Jason M - Brampton
Sometimes finding the right vehicle insurance can be hard because there are so many options. This company will do their best to find a quote that you are happy with. They are easy to reach, I’ve never had a problem trying to get ahold of someone. I’ve enjoyed the conversations I’ve had with isure agents, they are very friendly and personable!
Samantha K -Brantford
I was in search for a goood quality and professional, insurance company. And as my first time having insurance in my own name it was a good experience and I would recommend jevco insurance to everybody, they’re professional, easy to deal with, polite, and very responsive, without those qualities I wouldn’t have gotten my insurance quote verified as fast as they did, in less then 2 days. And I would like to thank Josh Rehboo he was polite, well communicated, and gave me the best support while getting connected to the right insurance.
Lucas Bettencourt -Woodbridge
I have been with isure.ca for a few years now and I finally had the opportunity to purchase a new vehicle when I called and spoke with Justin Tisdale to change my policy over he was extremely helpful he guided me in the right direction and suggested things that he thought would be helpful and they definitely were !! The customer service is incredible and I couldn’t recommend them more!!
Amanduhhanne - Oakville
Amazing customer service and very professional. I talked to Joshua Rebboh who completed everything for me and even called me back to inform me that he got me a better deal and that the papers to sign have already been emailed. Highly recommend.
Melanie Lurz -Kitchener
I’ve been with isure for quite a few years and their level of professionalism is outstanding, and the value of their services is above par. The human connection makes the difference; Justin Tisdale helped me out going above and beyond, all done with a simple phone call.
Sergio David Spadavecchia - Mississauga
ISURE AUTO insurance IS THE BEST AUTO INSURANCE COMPANY I EVER HAD IN 38 YEARS OF ME PAYING FOR INSURANCE AND PHILLIP SU AN EMPLOYEE OF ISURE GOT ME A FANTASTIC RATE WITH MORE STUFF I ADDED TO MY INSURANCE AND FOUND ME A GREAT INSURANCE COMPANY I AM SO GREATFUL TO PHILLIP SUU I WISH OTHER PEOPLE CHECK OUT ISURE INSURANCE AND ASK FOR PHILLIP SU AT EXTENSION 334 AND HE WILL TAKE CARE OF YOU AND HE IS VERY PROFESSIONAL AND GREAT AT HIS JOB HELPING PEOPLE GET GREAT DEALS AND CHEAP PRICES FOR AUTO INSURANCE. THANK YOU SO MUCH PHILLIP SU YOU ARE THE BEST.
Angelo De Biasi - Concord
I had the pleasure of speaking with Justin Tisdale this morning in review to my insurance policy. Justin was nothing but professional, knowledgeable and also very informative on my personal insurance policy and even took time to recommend other options to help me save in the future. Overall he made this task which can be quite confusing at times extremely simple and efficient for me and I would recommend anyone looking for an experienced and knowledgeable Customer Service rep to ask for him personally.
Brett Sexton - Toronto
BILLY IS THE MAN! STOP LOOKING AROUND! He helped me out with my quotes, was very friendly, honest and I just all around had a great experience. Really, just give him a call, would recommend him to anyone! Thanks again
PCMX Pass - Keswick
I am very impressed with the helpful, friendly and informative service Isure provides. I have dealt with Justin and Reagan and have had wonderful experiences with both of them. Not only did Reagan thoroughly explain the fine print of my policy, she also got me a refund owed to me! She was prompt, honest and reassuring.
Very refreshing dealing with great customer service!
Ashley A - Toronto
I recently switched insurance companies to isure and have to say it was a great move! They shopped the best rates for the coverage of my 3 vehicles and home insurance. Josh Rebboh was very thorough in explaining the quotes and going over the coverage in great detail.
I recently made a change to my policy and dealt with Mary Cannito who was also very friendly and helpful. I highly recommend isure insurance to friends and family. Keep up the great service!
Dave W - Peterborough
I recently had to change my insurance policy and had the honor of working with Billy Kim. He was always professional and ensured that all of my needs and questions were being met and answered. He always responded quickly to my emails and went above and beyond to resolve all of my issues. I am very pleased with his service!