Auto Insurance

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Best Insurance Premiums

Why isure gives you the best car insurance rates

As Ontario’s leading broker, isure provides quality coverage and top insurance rates, as well as convenient, personalized service. Whether you’re a preferred, standard, or
high-risk auto insurance client, we’ll be there to help you save premiums along the way by comparing auto insurance rates across Ontario.

Our Ontario auto insurance brokers provide you fast, friendly and better insurance on your car. We want to ensure that you aren’t surprised by the fine print in your policies or a short-term discount only used to win your business. If your auto insurer tries that, we will look into another insurer for you!

Let us do the shopping to find you the best Ontario auto insurance rates and coverage in marketplace!
We compare the largest selection of isure-approved insurer in the market.

isure Auto Insurance means:

Control Over Your Policy

Register your policy, and you’ll be able to manage, change and update it, quickly and efficiently.

Personalized Attention

Your personal, dedicated and online isure broker is there when you need them. We’re a phone call, live chat or email away from helping you. We’ll even call pre-emptively when disaster strikes your neighborhoods!

Insight and Attention

Let us do the shopping for you so that we can find the best car insurance rates and coverage that the market has to offer! We compare over 25 of the largest certified insurers, making them compete on rates so you can receive the auto policy you want at the best price.

iSavings

Between all our isure approved insurers, we boast one on the longest list of auto insurance discounts of any broker online, and our competitive bidding saves you money with no sacrifice on coverage. We’ll also tell you how to reduce your premiums by taking safeguards.

Responsive Claims

No problem. Claims response is open 24 hours a day, 7 days a week to get your claim started immediately!

Guilt-free Quoting Process

We will shop your auto insurance rates across the widest set of Ontario insurers with the coverage you deserve.
Get the leading insurance policies with the best personalized options you deserve.

ONTARIO CAR INSURANCE FAQS

Are you required to have car insurance in Ontario?

If you drive a vehicle in Ontario, it is the law to have car insurance. Each province will require a certain minimum amount and may require specific additional coverage.

What affects my rate(s)?

There is a lot that goes into your auto insurance rate, and certain insurance companies may offer different quotes depending on how they calculate their premiums. When it comes to your car insurance rate, there are aspects that you can control and some that you can’t. Here are a few factors that will help determine the price you will pay on your car insurance:

1. Your place of residence – When you request a quote, one of the first things an insurance company will use to determine your quote is your postal code. In general, people living in rural areas will pay less for their car insurance than those living in the city.

2. How often you drive – Another big factor that will affect your insurance rate is how often and how far you drive. If you commute 50km a day to work, you will pay more than somebody who works from home.

3. Your basic information – When it comes to auto insurance, your age, gender and marital status will affect your rate. As an example, if you are a 30-year-old female, you will generally pay less than a 22-year-old male.

4. Multi-vehicle – Insurers will provide discounts if you place two or more vehicles under the same policy.

How much does car insurance cost in Ontario?

As mentioned above, there are many factors that go into the price of car insurance in Ontario. Your quote can fluctuate depending on whether you require high-risk insurance, if you live in a city or, as an example, you can receive a lower quote if you practice safe driving and/or you bundle your policy. Go-telematics is also an option for great drivers as it tracks how you drive (speed, braking, cornering, etc.) to determine your rate.

Why should I choose an insurance broker?

Car insurance quotes are always changing in Ontario. Going through every insurance company by yourself can be time-consuming and stressful. When you work with an isure broker, you will be able to easily compare quotes from our 25+ isureapproved insurers. We will also help you choose the best policy for your needs.

How much does a car insurance quote cost?

Absolutely free! It is also very easy to get a quote. Get started now by clicking here.

How can I lower my car insurance rate?

If you’re looking for low car insurance rates, isure can help you save! Let’s look into all the ways you can save on car insurance – drivers in Ontario can rely on our excellent customer service and the knowledge our team will provide. 

Our isure insurance brokers share tips to help lower your premium rate, and our expertise will allow you to save. We recommend that you bundle your policies because this will make a big difference when it comes to your savings! Bundling policies from the same company typically leads to discounted rates, and you will save a significant amount of money long-term as a result. This is just one of many discounts, including winter-tire discounts, renewal discounts, and safe driving discounts.  

The reality is that a lot of drivers are unaware of these deals, but we will ensure that you have this information because we care about our clients and want to help them save. You may also be eligible for a good student discount, retiree discount or university discount – we’re happy to discuss the ones that apply to your situation. Adjusting your payments can also help you save, so payment schedules can be explored to see which option would be best. It is recommended that you pay your premium in full every year as opposed to paying it monthly because this can add to your savings. Increasing your deductible will also help minimize the cost of your premium! 

 

Types of Auto Insurance Coverage

The different categories for auto insurance coverage include:  

Liability insurance

Liability insurance covers damages caused to another person or vehicle in an accident, including medical bills, legal fees, lost income, and other expenses. 

Emergency road service

Emergency road service will provide you with roadside assistance should your car break down, and would also cover the cost of getting your car back on the road. Mechanical labour, gas delivery, new batteries, tire changes, or tow are just some of the costs that would be covered. This is important because it would prevent you stress in the event of a breakdown. 

Comprehensive insurance

Comprehensive insurance covers damages that are not the result of a car accident or collision. This would include extreme weather, falling objects, theft and vandalism as examples you would be protected from with this type of coverage.  

Collision insurance

Finally, collision insurance would cover damage to your car if you were to ever experience a vehicle rollover or a collision with another car or object. In the event that your car is totaled, this type of insurance would pay for the costs associated with a replacement. 

isure Optional Add-Ons

Customize your Auto Insurance to suit your unique needs and preferences with additional add-ons.

Accident Forgiveness

Mistakes can happen, even if you’re a good driver. That’s why many isure-approved insurers will forgive your first at-fault claim.

Your Possessions Saved

Bundle Your auto, home, renters, or condo insurance policies. It is a common myth that personal belongings in your car are covered by your car insurance, which is why you’ll need to buy property insurance in case of theft. Bundle these policies together and save up to 20% off!

Physical Damage to Your Car

Consider collision coverage to protect your car from the dangers of the road. This includes collisions, theft, fire, falling objects, etc. You’ll need this coverage if you lease or finance your vehicle.

Automobile Liability

Pays when you’re legally liable for someone else’s bodily injury or property damage resulting from a car accident. Consider higher limits for better protection.

Accident Benefits Coverage

Pays certain medical costs for you and your family if injured from a car crash. Speak to us at 1-877-514-7873 about extra coverage that may be best for you and your loved ones.

Rental Car Coverage

Covers costs of renting a vehicle while your car is being repaired.

Speak to an Insurance Broker

Call us toll-free at 1-877-514-7873 and one of our insurance brokers will search Ontario’s insurance marketplace for all the available insurance products and discounts, provide advice on the proper coverage and guide you step by step through the process.

Compare Auto Insurance Quotes Online

To find the best auto insurance rates, compare insurance rates across Ontario. Get a quote.

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    From our Clients

    14

    Ive had a great experience with isure. This is my 3rd time setting up a policy with them. I worked with Philip Su, and he was able to find me a new provider saving me about $2,000 a year. They do all the shopping around, paperwork, and set everything up including payments, it is very convenient. I always recommend them when someone mentions needing insurance.

    Jason M - Brampton

    March 2021

    13

    Sometimes finding the right vehicle insurance can be hard because there are so many options. This company will do their best to find a quote that you are happy with. They are easy to reach, I’ve never had a problem trying to get ahold of someone. I’ve enjoyed the conversations I’ve had with isure agents, they are very friendly and personable!

    Samantha K -Brantford

    May 2020

    12

    I was in search for a goood quality and professional, insurance company. And as my first time having insurance in my own name it was a good experience and I would recommend jevco insurance to everybody, they’re professional, easy to deal with, polite, and very responsive, without those qualities I wouldn’t have gotten my insurance quote verified as fast as they did, in less then 2 days. And I would like to thank Josh Rehboo he was polite, well communicated, and gave me the best support while getting connected to the right insurance.
    Thanks.

    Lucas Bettencourt -Woodbridge

    November 2020

    11

    I have been with isure.ca for a few years now and I finally had the opportunity to purchase a new vehicle when I called and spoke with Justin Tisdale to change my policy over he was extremely helpful he guided me in the right direction and suggested things that he thought would be helpful and they definitely were !! The customer service is incredible and I couldn’t recommend them more!!

    Amanduhhanne - Oakville

    October 2020

    10

    Amazing customer service and very professional. I talked to Joshua Rebboh who completed everything for me and even called me back to inform me that he got me a better deal and that the papers to sign have already been emailed. Highly recommend.

    Melanie Lurz -Kitchener

    September 2020

    9

    I’ve been with isure for quite a few years and their level of professionalism is outstanding, and the value of their services is above par. The human connection makes the difference; Justin Tisdale helped me out going above and beyond, all done with a simple phone call.

    Sergio David Spadavecchia - Mississauga

    September 2020

    8

    ISURE AUTO insurance IS THE BEST AUTO INSURANCE COMPANY I EVER HAD IN 38 YEARS OF ME PAYING FOR INSURANCE AND PHILLIP SU AN EMPLOYEE OF ISURE GOT ME A FANTASTIC RATE WITH MORE STUFF I ADDED TO MY INSURANCE AND FOUND ME A GREAT INSURANCE COMPANY I AM SO GREATFUL TO PHILLIP SUU I WISH OTHER PEOPLE CHECK OUT ISURE INSURANCE AND ASK FOR PHILLIP SU AT EXTENSION 334 AND HE WILL TAKE CARE OF YOU AND HE IS VERY PROFESSIONAL AND GREAT AT HIS JOB HELPING PEOPLE GET GREAT DEALS AND CHEAP PRICES FOR AUTO INSURANCE. THANK YOU SO MUCH PHILLIP SU YOU ARE THE BEST.

    Angelo De Biasi - Concord

    January 2021

    7

    I had the pleasure of speaking with Justin Tisdale this morning in review to my insurance policy. Justin was nothing but professional, knowledgeable and also very informative on my personal insurance policy and even took time to recommend other options to help me save in the future. Overall he made this task which can be quite confusing at times extremely simple and efficient for me and I would recommend anyone looking for an experienced and knowledgeable Customer Service rep to ask for him personally.

    Brett Sexton - Toronto

    November 2020

    6

    BILLY IS THE MAN! STOP LOOKING AROUND! He helped me out with my quotes, was very friendly, honest and I just all around had a great experience. Really, just give him a call, would recommend him to anyone! Thanks again

    PCMX Pass - Keswick

    November 2020

    5

    I am very impressed with the helpful, friendly and informative service Isure provides. I have dealt with Justin and Reagan and have had wonderful experiences with both of them. Not only did Reagan thoroughly explain the fine print of my policy, she also got me a refund owed to me! She was prompt, honest and reassuring.
    Very refreshing dealing with great customer service!
    Thank you!!

    Ashley A - Toronto

    December 2020

    4

    I recently switched insurance companies to isure and have to say it was a great move! They shopped the best rates for the coverage of my 3 vehicles and home insurance. Josh Rebboh was very thorough in explaining the quotes and going over the coverage in great detail.
    I recently made a change to my policy and dealt with Mary Cannito who was also very friendly and helpful. I highly recommend isure insurance to friends and family. Keep up the great service!

    Dave W - Peterborough

    March 2021

    3

    I recently had to change my insurance policy and had the honor of working with Billy Kim. He was always professional and ensured that all of my needs and questions were being met and answered. He always responded quickly to my emails and went above and beyond to resolve all of my issues. I am very pleased with his service!

    Erin Mayne - Oshawa

    March 2021

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