Boat InsuranceBoat Insurance

Why isure gives you Boat Insurance that’s All About You

Boats and personal watercraft are big investments, but if you love being out on the water, you know they’re worth it (particularly with our too-short Canadian summers). Let’s look at getting your sail boats, motorboats, fishing watercraft, Jet Skis, equipment and everything in between covered.

At isure, we like to keep the wind at your back by protecting your leisure investment with coverage that’s designed with the nautical lover in mind.

isure Boat Insurance means:

Boating Liability

Protects you if you are in an accident and you’re held legally liable for injury or death to other people. It also covers damage to other people’s property.

Uninsured Boat Coverage

Covers you if you’re in an accident with an uninsured boater.

Medical Payments

Covers medical expenses if you, a family member, or another individual is injured (up to a maximum of your policy limits).

Emergency Services

Pays for the costs if your boat or watercraft breaks down or needs to be towed.

Accessories Insurance

Covers insurance of high priced extras commonly found with boats: Motors, Equipment (e.g. dinghies, GPS, fish finders) and Trailers
isure's Boat Insurance options:
  1. All Risk Coverage

    Covers perils such as theft, fire, sinking, collision, explosion, damage in transit, windstorm, hail, vandalism, lightning.

  2. Extended Geographic Coverage
    Extended boating coverage across Canada and the continental United States.
  3. Mariner Expanded Coverage
    Covers expanded list of possible options: Hurricane Haul-Out, Dinghy coverage, Boat lift, enhanced towing, fishing tournament fee reimbursement, additional pollution liability, trip interruption, loss forgiveness. Pet coverage, enhanced towing, vintage ship coverage and total loss replacement cost.
  4. Nautical Safety Discounts
    Save if you equip your boat with fire extinguishers, fume detectors, ship-to-shore radios and other basic and precautionary gear.
  5. Land and Wheels Insurance Bundling
    Save when you bundle your policy with existing isure Auto and Home policies.