Auto detailers restore even the dirtiest of cars back to their former glory with a deep internal and external cleaning. As a detailer, you have some risks associated with your job that very few other jobs face. For this reason, you have a unique set of Auto Detailer insurance policies available to you that protect your business and personal assets.
Garage Liability Insurance for Auto Detailers
Anyone who works with other people’s cars should have garage liability insurance. Garage liability insurance covers three different aspects of liability insurance. The first, and perhaps most common, claim made with one of these policies is third-party property damage. While detailing a car, there is a chance you could slip up and scratch the paint on the car. With garage liability insurance, the costs associated with correcting the scratch may be covered. The other two portions of garage liability insurance are product liability insurance and bodily injury. If you use a product while detailing or sell a product to a customer, which then turns out to be faulty, damage costs may be claimed under garage liability. Finally, if a customer slips in your detailing shop and hurts themselves, legal fees will also be covered.
Auto Detailer Equipment Insurance
As a detailer, your whole business is your equipment. If your equipment gets damaged, you could lose a ton of money in revenue. When your equipment is insured, you can easily make a claim and receive the finances to pay for new equipment. Typically, equipment insurance covers replacement costs if your equipment breaks, is damaged or stolen. There are many different levels of equipment insurance; some cover only a few thousand dollars while others can cover up to a million dollars. Speak to an isure insurance broker about your specific equipment and find the right insurance coverage to add to your package.
Auto Detailer Equipment Insurance
As a detailer, your whole business is your equipment. If your equipment gets damaged, you could lose a ton of money in revenue. When your equipment is insured, you can easily make a claim and receive the finances to pay for new equipment. Typically, equipment insurance covers replacement costs if your equipment breaks, is damaged or stolen. There are many different levels of equipment insurance; some cover only a few thousand dollars while others can cover up to a million dollars. Speak to an isure insurance broker about your specific equipment and find the right insurance coverage to add to your package.
Professional Liability Insurance
Sometimes when you’re detailing a car, you may realize that you won’t be able to remove a few stains as you promised the customer you could. Because you made a promise and didn’t deliver, the customer could sue you for failure to deliver. With professional liability insurance, costs associated with failure to deliver, accused negligence and malpractice are all covered.
Our team of experienced brokers is more than happy to answer any questions you may have about your next insurance bundle! For more information about car detailer insurance, contact an insurance expert at isure today.