Cheap Car Insurance Windsor

Vehicle Type: The year, make and model of your vehicle will be considered by auto insurance companies when calculating the premium.
Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.

Postal Code: The more populated, urban areas in Windsor often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.

The Driver’s Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.

Your Vehicle: Aside from the make, model, and year of your vehicle, frequency of theft and safety rating. Certain types of vehicles tend to be a higher risk, as they are shown to be involved in more accidents than others.

Your Age And Sex: It generally follows that older people have had more years of opportunity to learn proper driving habits. Men under 25 are also statistically more prone to crashes than women of the same age, and generally receive higher premiums, but generally evens out after turning 25 years old.

Distance Travelled: The more you’re on the road, the more likely you are to get in an accident. Those who drive more will pay more than those who commute less often.

Your Driving History: If you have had a lot of traffic tickets or major accidents in your time, auto insurance will be much more expensive for you when compared to others with a clean driving record.

Anti-theft Devices: Any equipment or tools that can help prevent theft to your vehicle can lower your insurance premium.
Winter Tires: The winters in Windsor can be relentless, especially when you need to drive in the snow every day! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.

Pictures are a good way to capture indescribable information. During the aftermath of accidents, it can be hard to accurately describe the scene without help from images. In particular, there are four things you should take pictures of following an accident: 

• Damages 

Take pictures of any and all damages that happen to any of the vehicles involved. By taking pictures, you document an unbiased record of the accident’s aftermath. Sometimes, a series of images provides clarity where the truth was foggy, so take as many pictures as you can, both close up and from a distance. 

• License 

The front of a driver’s license provides a lot of the information you need when it comes to filing a report. You can also use this time to ask for a solid contact number for future communication, if necessary. 

• Insurance 

Taking a photo of the other driver’s insurance information is a great way to efficiently exchange the needed information for filing. On the insurance slip, you have the name of the provider and their policy number, along with the make, year, and model of their car. 

• Conditions 

You can record the conditions that contributed to the accident, like weather, location, time, and date that the accident took place. 

To get to the collision centre, take either a taxi or have a friend drive you. Driving after an accident is not recommended, and can result in even more damage to the car or even another accident if there are invisible problems. At the collision centre, you will fill out an accident report sheet, which is then sent to the insurance companies so you can file a claim and receive funds for your repairs. 

2696 Jefferson Blvd, Windsor, ON N8T 3C7 

(519) 944-6261 

Hours: Monday – Friday 9 am – 5 pm