Cornwall Car Insurance Broker

Are you looking for a cheap Cornwall Car Insurance Quote”?  Cornwall is a quaint and picturesque city located in the east end of Ontario. As Cornwall is close to the Quebec border, many residents work and visit the neighbouring province frequently. One of the best parts about living in Cornwall is that the auto insurance rates can be very affordable! When you purchase auto insurance in Cornwall, the policy must include third-party liability, uninsured car coverage, direct compensation property damage, and statutory accident benefits.

Why Trust isure As Your CORNWALL Insurance Broker?

There are a number of reasons for people living in Cornwall to contact an isure insurance broker. Some of the best advantages of working with us include:

Easy To Follow Quotes Contacting several insurers for rates can take a long time. When you hire an isure Cornwall insurance broker, they handle all of these details, including obtaining quotes from different insurers for you!
Valuable Information from a Licensed Insurance Professional Navigating insurance can be extremely difficult if you have little to no experience. Hiring a licensed, knowledgeable and experienced insurance broker can provide you with all of the important guidance you need to make the right insurance decisions.
Save More Money Insurance brokers are the top solution to lower your insurance rates and save you money. Our Cornwall insurance brokers have access to several insurance providers, premiums, coverage types and they will help you find the most affordable quotes for you based on the information you provide.


The isure insurance brokers are Cornwall’s auto insurance experts! We offer auto insurance rates that suit the needs of all Cornwall drivers. Our promise to you is to provide knowledgeable and transparent insurance expertise when you call us or get a quote online. We shop for the best auto insurance rates available for you to ensure you obtain the insurance you can count on. As Ontario’s leading car insurance broker, our auto insurance rates in Cornwall can provide you with high-quality coverage, convenience, and personalized service that exceeds your expectations. You’re in the driver’s seat when it comes to your auto insurance in Cornwall with isure insurance!


isure hires only the best and most reputable Cornwall insurance brokers to get you the best quotes. Experience the isure insurance broker advantage:

You Save While We Work

You can save hundreds of dollars on insurance when you work with our Cornwall insurance brokers. You can discuss your insurance needs with us and we’ll find the perfect coverage options and rates.

Coverage For All Your Insurance Needs

Our insurance brokers get Cornwall residents quotes for home, commercial, auto, life, travel and more.

Fully Licensed

We are registered under the Registered Insurance Brokers of Ontario (RIBO) to ensure your safety and that you are in good hands.

Best Insurance Providers

We have access to all of the best, well-respected insurance providers in all of Canada for you!

We Understand the Market

isure has been the top insurance choice for Ontarions since 2006. We are also one of Canada’s most progressive, reputable insurance brokers with real people that live for insurance! We’re committed to helping Cornwall citizens access the best insurance coverage available.

Your Needs are our Top Priority

We are real insurance brokers helping real, amazing Cornwall citizens. Each of our clients are assigned to a dedicated insurance broker that advocates for their needs when dealing with insurance providers. We handle all claims, quotes, inquiries, updates, and more.

Unbiased Advice

We guarantee honest, unbiased advice about the insurance quotes we obtain for you and all details that accompany it. We will always search and locate the coverage that is best suited to your needs.

About Cornwall Auto Insurance

What factors affect auto insurance in Cornwall?

Vehicle Type: The year, make and model of your vehicle will be considered by auto insurance companies when calculating the premium.

Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.

Postal Code: The more populated, urban areas in Cornwall often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.

The Driver’s Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.

How can you lower the cost of your car insurance in Cornwall?

Anti-theft Devices: Any equipment or tools that can help prevent theft to your vehicle can lower your insurance premium.

Winter Tires: The winters in Cornwall can be gruelling, especially when you need to drive to work every day! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.

What is a deductible?

This is the portion of the claim you will have to pay. If you were to get into an accident that causes $2,000 in damage to your car and your deductible is $500, you would have to pay this amount. Your insurance company would pay the remaining balance of $1,500. We can discuss deductibles to help you select the right amount, as this aspect will make a difference in terms of your rate. A lower deductible will result in a higher premium, while a higher deductible will result in a lower premium. 

How can drivers in Cornwall reduce their auto insurance premium?

If you want to pay a lower premium, you will have to build and keep a clean driving record. Responsible drivers will always receive a better premium because their record will indicate that they respect the rules of the road and drive both safely and cautiously. Combining your home and auto insurance will also help reduce your premium, so we can discuss bundles which are always cheaper. 

What is no-fault insurance?

This is a type of coverage under your policy that certain drivers may be eligible for, regardless of whether you are at-fault for the accident. The limit of this entitlement will vary, and our insurance team will cover all aspects comprehensively. We will also inform you about any add-on options or “riders” you may consider for additional coverage. 

What is no-fault insurance?

This is a type of coverage under your policy that certain drivers may be eligible for, regardless of whether you are at-fault for the accident. The limit of this entitlement will vary, and our insurance team will cover all aspects comprehensively. We will also inform you about any add-on options or “riders” you may consider for additional coverage. 

What are some safety tips for drivers in Cornwall?

Never text and drive because besides being extremely dangerous, it is illegal. All distractions must be avoided and be sure to keep a safe distance between your car and the one in front of you. Watch out for pedestrians and never drive impaired. Safety should ALWAYS be your number one priority, regardless of which city you are driving in. 

What should I do if I get into an accident?

Stay calm and check for injuries to determine the severity of the situation. Move your car to the side of the road if it is safe to do so and turn on your hazard lights. You must call 911 to report the accident and any injuries. If police presence is unnecessary, go to the nearest collision reporting centre and contact one of our isure brokers to submit your claim. Exchange contact information with the other driver(s) and any witnesses, and remember to take pictures of the scene if you can.  

Cornwall Collision Reporting and Claims Process

Car accidents happen every day, unfortunately. Our isure insurance experts have seen their fair share of accident claims, and we want to prepare you for an accident before it even happens by letting you know how to report one properly. This is our detailed guide to accident management in Cornwall, Ontario: 

1. Make sure no one is injured

Accidents are scary and can cause serious damage. If you suspect there may be an injury from the accident, call 911 immediately. Getting an injured person the care they need is essential in any accident situation. Once you are sure that anyone with medical needs is being assisted, you can proceed with the following steps. 


2. Document the damages and specifics

Next, document the specifics and aftermath of the accident:

  • Physical damages 

Even with a little fender-bender, taking photos of the damage is crucial when you go to report it at the collision center. It’s better to be armed with plenty of photos of both the vehicles rather than not enough. Make sure you know what each car’s make, model and year are to make reporting go smoothly. 

  • Licence 

Secondly, document the other driver’s licence number, name and address. You can easily take all of this information down with a photo of their driver’s licence. You can also take this time to exchange contact information and sort out insurance needs. 

  • Insurance 

Third, you should write down or take a photo of their insurance in case you lose contact with them for any reason. Not going through insurance can be expensive and may also result in a voided policy. Insurance is there for a reason and will save you major headaches! 

  • Daily specifics 

Note specific conditions at the time of the accident, including weather, time, date, location, and road conditions. This can save you money on insurance and may save other drivers from the same fate if there is a repetitive hazard on the road. 

3. When to report to police

You must report any accident exceeding $2,000 in total damages to the police. That price could be split up anyway, $1,000 to each car, $1,200 on one, and $800 on the other; no matter how it’s divided, it needs to be reported. It’s important to note that the report must be filed within 24 hours after the accident. 

4. Report to the collision center

The collision center in Cornwall is open from Monday to Friday at the hours listed below. If you get into an accident outside the windows of service, that means you must report it at the earliest open time the next day. To get to the center, you may need to call a friend or a taxi, seeing as driving post-crash is not advised. As for your vehicle, a tow truck driver can deliver your car to the collision center. 


Telephone: 613-930-7458 

Fax: 613-930-7457 

Email: [email protected] 

Hours: Monday – Friday 10:00 AM – 6:00 PM 

Directions: From the 401, take the Brookdale Avenue exit South, turn left on 9th St., proceed East to Pitt St., turn right and go to 340 Pitt St., at the Police Station 

5. What does insurance cover?
Most insurance policies cover repairs, replacements and rentals. Your insurance policy may also cover other things, like tow trucks or taxis from an accident. Consult with your isure agent to be sure of your coverage. Note that any repairs should not be authorized without speaking to your insurance expert .

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