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Best Auto Insurance rates in Burlington
Burlington, Ontario, is one of the best cities to live in if you are looking to start a family. With many family-friendly neighbourhoods to find a home in, beautiful parks to explore, and a waterfront that hosts many summer and winter events, there is something for everyone to enjoy! Although Burlington does have a transit system, the best way to get in and around the city is driving, especially if your kids are enrolled in an after-school program.
If you live and drive in Burlington, It’s the law to have car insurance. When you purchase auto insurance, the policy must include uninsured car coverage, third-party liability, direct compensation property damage, and statutory accident benefits.
We provide affordable auto insurance rates that will give you the coverage that you need. Our promise to you is to provide knowledgeable and transparent insurance expertise when you call us or get a quote online. We shop for the best auto insurance rates available for you to ensure you obtain the insurance you can count on. As Ontario’s leading car insurance broker, our auto insurance rates in Burlington can provide you with high-quality coverage, convenience, and personalized service that exceeds your expectations. When it comes to auto insurance in Burlington, you are in the driver’s seat with isure insurance riding along with you!
Why Trust isure as your Burlington Insurance Broker?
If you live in Burlington and are looking for affordable car insurance, there are a number of reasons why you need to contact an isure insurance broker. Here are some of the many advantages you will see when you work with us:
Our licenced insurance professionals always provide valuable information
If you have little or no experience, navigating insurance can be extremely difficult. Hiring a licensed, knowledgeable and experienced insurance broker can provide you with all of the important guidance you need to make the right insurance decisions.
Allows you to save more money
If you want to lower your insurance rate and save money, Insurance brokers are the top solution. Our Burlington insurance brokers have access to several insurance providers, premiums, coverage types and they will help you find the most affordable quotes for you based on the information you provide.
Quotes that are easy to follow
If you try to find the best auto insurance quote by yourself, you will need to contact several insurers, which will take a lot of time out of your already busy schedule. When you hire an isure Burlington insurance broker, they handle all of these details, including obtaining and comparing quotes from different insurers for you!
THE ISURE INSURANCE ADVANTAGE
isure hires only the best and most reputable Burlington insurance brokers to get you the best quotes. Experience the isure insurance broker advantage:
We Work, You Save
You can save hundreds of dollars on insurance when you work with our Burlington insurance brokers. You can discuss your insurance needs with us and we’ll find the perfect coverage options and rates.
Gain Unbiased Advice
We guarantee honest, unbiased advice about the insurance quotes we obtain for you and all details that accompany it. We will always search and locate the coverage that is best suited to your needs.
Your Needs are our Top Priority
We are real insurance brokers helping real, amazing Burlington citizens. Each of our clients are assigned to a dedicated insurance broker that advocates for their needs when dealing with insurance providers. We handle all claims, quotes, inquiries, updates and more.
We Fully Understand the Market
isure has been the top insurance choice for Ontarions since 2006. We are also one of Canada’s most progressive, reputable insurance brokers with real people that live for insurance! We’re committed to helping Burlington citizens access the best insurance coverage available.
We Have Coverage For All Your Insurance Needs
Our insurance brokers get Burlington residents quotes for home, commercial, auto, life, travel and more.
We are Fully Licensed
We are registered under the Registered Insurance Brokers of Ontario (RIBO) to ensure your safety and that you are in good hands.
Why Choose isure As Your Burlington Auto Insurance Broker?
We understand that there are a lot of options when it comes to auto insurance in Burlington. Sometimes getting a quote from a company can feel like an obligation, rather than what it’s supposed to be: information to help you make an informed decision. This is one of the greatest reasons to use an insurance broker, as they have a suite of trusted insurers they work with to find you the best rate for your auto insurance. Their advice is independent of the companies they represent, and are professionally regulated by the Registered Insurance Brokers of Ontario (RIBO).
When selecting your broker, isure stands out for a reason. Have a look at the chart below to see what makes isure a broker of choice. We stand by our isure pledge to ensure you receive the care you deserve, because we know you’re not just another number in the system. We work with a large suite of approved insurance providers to give you the best opportunity at finding your lowest quote with a brand you can trust.
When you choose isure, you are choosing the broker that puts you first. See why more people place their trust in isure every day and talk with one of our dedicated insurance professionals today.
Save when you bundle your home and auto insurance
Lower your insurance rate and save money
FAQs About Burlington Auto Insurance
At isure, we can help you find the best car insurance quotes in Burlington. Burlington is known as one of the largest GTA suburbs, where drivers deal with traffic during their daily commutes. In Burlington, the rate of tickets and accidents is higher than the provincial average. When you consider all of these factors, driving in Burlington can add up.
What are the factors that affect auto insurance in Burlington?
Type of Vehicle: The year, make and model of your vehicle will be used by auto insurance companies when they calculate the premium.
How You Use The Vehicle: The way you drive your vehicle, how often and your driving habits can all play a role in your insurance rate.
Your Postal Code: The more populated, urban areas in Burlington often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.
Your Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.
Your Vehicle: Aside from the make, model, and year of your vehicle, frequency of theft and safety rating. Certain types of vehicles tend to be a higher risk, as they are shown to be involved in more accidents than others.
Your Age And Sex: It generally follows that older people have had more years of opportunity to learn proper driving habits. Men under 25 are also statistically more prone to crashes than women of the same age, and generally receive higher premiums, but generally evens out after turning 25 years old.
Distance Travelled: The more you’re on the road, the more likely you are to get in an accident. Those who drive more will pay more than those who commute less often.
Your Driving History: If you have had a lot of traffic tickets or major accidents in your time, auto insurance will be much more expensive for you when compared to others with a clean driving record.
Is it possible to lower the cost of your car insurance in Burlington?
Purchase and Install Anti-theft Devices: If you have anything that prevents theft or vandalism to your vehicle, it can lower your insurance premium.
Purchase and Use Winter Tires: The winters in Burlington can be unbearing, especially when you need to drive to work in the snow every day! Not only is it important for your safety to have winter tires installed during the snowy months, but you are often eligible for discounts on insurance premiums when your car has winter tires.
Which postal codes pay the highest car insurance premiums in Burlington?
Your postal code plays an important role in determining your auto insurance rate. The Burlington postal code with the highest insurance premiums is the L7P area. This includes places like Brant Hills, Mountainside, and Tyandaga.
Which postal codes pay the lowest car insurance premiums in Burlington?
The postal code with the lowest average premium would be the L7T area, including Aldershot, Central Downtown, and Plains areas.
More tips on how to reduce your Burlington car insurance premiums:
Reducing your Burlington car insurance rates can be easy, as long as you know how. Here are a few ways that you can lower your insurance rates:
- Get the right coverage for your needs. We’ll help you avoid adding unnecessary bells and whistles onto your auto insurance policy if you do not need them.
- Always drive responsibly. Be aware that your driving record will impact your rate, no matter what. The fewer infractions that you have will equal cheaper insurance.
- Always pay your insurance on time. Paying your premium in advance or by deadline will be able to save you money when it comes to late fees. It can also help lower your premium!
What do I need to know about driving in Burlington?
Here are some trends that you should be aware of that are unique to driving in Burlington:
- On average, drivers in Burlington save $357.75 on their auto insurance.
- Among married couples in Burlington who have their vehicles insured, the most popular cars include Nissan Murano, Nissan Sentra, Dodge Avenger, and the Chevrolet Cruze.
- Among singles, in Burlington, the most popular insured vehicles are the Honda Civic, Hyundai Elantra, and Mazda 3 Sport.
- On average, Burlington drivers drive 15,225 km.
- In the past 10 years, 87.57% of drivers in Burlington had no accidents.
When you work with our team at isure.ca, we make it easy to find the cheapest car insurance rates in Burlington. Get in touch today to have complete control over your policy, with a dedicated brokerage that you can contact any time. Get the personalized options that you deserve by calling us today at 1-877-514-7873!
Halton Region Collision Reporting and Claims Process
The number of car accidents in Canada over the past few years speaks further to the fact that Canadians should be prepared if they are ever involved in an accident. When it comes to collision reporting, things can be very confusing. That is why isure has put together an easy-to-follow guide for collision reporting in the Halton region:
1. Address medical concerns
Injuries like whiplash, cuts, scrapes, internal bleeding, and broken bones are all common injuries that follow an accident. Some of these injuries need to be treated by professional doctors. For this reason, if you or anyone involved is remotely injured, call 911 first before proceeding with the next steps.
2. Take photos
Photos are some of the most concrete examples of evidence that we have today. Photos can be used to document damage, as well as information, with just the click of a button. Use this to your advantage on the scene of an accident by photographing the following:
From light scrapes to missing bumpers, document any damage to either car in order to offer a visual record of the vehicle’s destruction. In the photos, aim to capture the license plate, make, and model, followed by the year of the cars. If you need to go through your insurance or reporting centre, knowing this information will make your experience much easier.
Taking a photo of the other driver’s license offers a quick solution to obtaining all the necessary information. A driver’s license includes full name, address, and license number. A driver who offers an image of their license also proves they remained on the scene following an accident.
Exchanging insurance information is common following a collision. The best way to do this is by taking a picture of each other’s insurance slips. Policy number, provider, as well as car make and model, are all on the insurance slip.
Jot down the specifics leading up to the car accident. Was it a sunny day? Did the accident occur in the morning? Which intersection or street did the accident take place on?
3. Does your accident need to be reported?
If you and the other driver suspect your accident will total more than $2,000 in repairs, you will need to report the event to a collision reporting centre or the police within 24 hours. Sometimes collision centres are closed – that is why the 24–hour rule is put in place.
4. Where to report to
If you are reporting to a collision centre in Halton, you have two different locations to choose from. When it comes to getting to the locations, you should not drive your newly-damaged car there. Instead, call a friend or taxi to drive you there and a tow truck to drive your vehicle there.
HRPS 2 District (20 Division), 95 Oak Walk Drive, Oakville, ON, L6H 0G6
Hours: Monday – Friday from 10:00 a.m. – 6:00 p.m. (closed Saturday and Sunday)
HRPS 3 District (30 Division), 3800 Constable Henshaw Blvd. Burlington, ON, L7M 3Y2
Hours: Monday to Sunday, 8:00 a.m. – 4:00 p.m. (7 days a week)
What does insurance cover?
Your accident insurance coverage will depend entirely on your specific insurance policy. Some insurance policies cover the bare minimum of repairs, while others cover towing costs and taxi costs. To find out more information with regards to your insurance coverage, contact your broker today.
How To Get An Auto Insurance Quote In Burlington?
Working with a suite of quality insurers, isure will do the work of gathering quotes from each company to find the lowest cost for the plan that suits your needs. We work by the isure pledge to ensure that you are always taken care of, and that we work with your best interests in mind. Our dedicated insurance consultants in Burlington will find you the best choice, and will only recommend moving you to another insurer if it works for you.
Finding the right insurance doesn’t have to be difficult. See how the isure difference can help you keep your driving peace of mind.
How Much Should I Expect to Pay For Auto Insurance in Burlington?
There are many factors that go into the price of auto insurance in Burlington. Your quote can fluctuate depending on if you require high risk insurance, or you can have a lower quote if you practice safe driving or if you bundle your policy, for example. Go-telematics is also an option for great drivers as it tracks how you drive (speed, braking, cornering, etc.) to determine your rate.
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