isure – We’re here for you when you need us most.

From our initial response to getting your claim processed, we’re here to provide you fast, friendly and efficient customer service.

 

24-hour claims service

For service — 24 hours a day, 365 days a year — call our Toll Free number: 1.877.51.isure

Or if you are reporting a car accident, and are required to report it through and accident reporting Center, here is a list of Accident reporting centers across Ontario:

Please note: While we strive to keep the isure.ca site current, please call to confirm location and hours of operation. For a complete list of provincial sites please visit Accident Support Services International Ltd.

What is the Insurance Claims Process?

Step 1: Report the Claim

The first step is to notify your isure broker about the accident or incident as soon as possible. Provide as many details as you can, including the time, date, location, and any other relevant information. The more details you provide, the easier it will be for your isure broker to guide you through the process, as well as start and complete your claim efficiently.

Step 2: Claims Investigation

Once your claim is filed, an insurance adjuster will be assigned to investigate. They will assess the damage, gather statements, and identify all parties involved. This step ensures that the insurance company has a complete and accurate picture of what happened. This is why you need to take as many photos at the scene of the accident (if possible) and note all vital information of all parties before submission.

Step 3: Policy Review

After the investigation, your insurance provider will review your policy to determine what is covered. This includes checking for any exclusions, limits, and your deductible amount. This review ensures you understand exactly what parts of your claim are eligible for coverage.

Step 4: Damage Assessment & Expert Involvement

To determine the extent of the loss, your insurer may hire appraisers, contractors, or other specialists to assess the damage. These experts will help estimate repair costs, replacement values, and any additional expenses. This step ensures that all necessary repairs are thoroughly and adequately addressed.

Step 5: Claim Settlement & Payment

Once the claim is approved, your insurance company will issue payment according to your policy’s terms. This payment can be used to cover repairs, replacements, or other eligible expenses—bringing your claim to a close and helping you return to normal. Read our blog for more information if your claim is denied.

Not sure where and how to start?

Our experts at isure are here to HELP you.