In business and insurance, one size does not fit all!
Your business is your livelihood. You don’t take risks with your family, why take them with your business?
What is business / commercial insurance?
Essentially, the term “business” or “commercial” insurance refers to an insurance policy and coverage types for all businesses and corporations. However, with different sizes and types of businesses comes a uniquely-tailored insurance policy. In simple terms, when it comes to business insurance, isure recognizes that policies are NOT one size fits all.
Why do I need commercial insurance?
Commercial insurance is crucial in protecting a business from potential loss caused by unforeseen and unfortunate circumstances.
Why choose isure as your commercial insurance broker?
At isure, we understand your business. We understand that every business, big or small, is unique, and so are your business needs. As a result, your insurance policy should reflect this in order to ensure that your business assets are properly insured and protected. We are there for you when you need it most and will work tirelessly to provide you with:
Affordable business insurance options
Flexible insurance coverage/policies
isure’s knowledgeable brokers
Manufacturing & Wholesaling
Get a business insurance quote today and see how much you can save in worry (and in money) on your insurance!
FAQs about Professional Liability Insurance
Who needs Professional Liability insurance?
Anyone who provides expert advice to their clients should have Professional Liability insurance to protect their business from lawsuits and other expensive claims. isure provides Professional Liability insurance policies to:
- Consulting companies
- Construction and building
- Finance and banking
- Real estate
- Auto industry jobs
- Hospitality and food services
- Travel agents
- Recruiter and employment agencies
- Photographers and graphic designers
- Schools and teachers
- Retailers and local stores
- Licensed medical experts
- Media personnel
and many more!
What does Professional Liability insurance cover?
Professional Liability will cover defense costs and indemnity of any allegations of error, omissions, negligent acts, breach of duty, misrepresentation or misleading statements in the rendering of professional services, whether true, groundless or frivolous. Professional Liability insurance provides financial protection from the following claims:
- Lawyer fees
- Defamation lawsuits
- Intellectual property costs
- Documentation loss
- Malpractice claims
- Accused negligence
- Errors in the field
What is not covered by Professional Liability insurance?
Our policies cover a lot, though no Professional Liability policy can protect you from:
- Illegal activities
- Intentional errors
- Falsifying estimates
- General liability
- Property damage
- Employee workplace injuries
Do I legally need Professional Liability insurance?
Some practices do require a level of Professional Liability insurance, though it is recommended, even when not required by the law or if you run your own company/business/practice.
I have General Liability insurance. Do I also need Professional Liability insurance?
Yes, General Liability insurance covers financial costs associated with physical damages to property or people by nonprofessional acts. If you do not have Professional Liability insurance, you are leaving your company extremely vulnerable.
FAQs about Commercial Auto Insurance
Does my Commercial Auto policy include personal use?
Yes, claiming your car under “Business Use” is an effective way to cover the vehicle you use for both personal and commercial use. Without Commercial Auto insurance, accidents that occur during work duties are not covered and can result in extreme costs down the road.
Who has the best Commercial Auto insurance?
That question doesn’t have a universal answer. Instead, each provider is best fit for specific drivers. To get access to all the best policies and rates, use isure as your broker and get exactly what you need, any day of the week!
Who is insured on my Commercial Auto policy?
You can always double-check this information on your policy, though typically both owner and employees are covered under a Commercial Auto insurance policy.
What is Fleet insurance?
Speak to a skilled isure professional about insuring all of your business vehicles. This is especially ideal for anyone who makes deliveries with different vehicles types.
Is driving clients considered “Commercial?”
Yes. Any activity that has to do with your business is considered commercial and you require a Commercial Auto insurance policy.