The brokers at isure understand the trucking industry’s challenges so that you can rely on our team for all your trucking and transportation insurance needs.
Safety must be prioritized at all times, as this will help ensure continued operation. We will get you the coverage you need and discuss your business to ensure you have the right policy.
We will discuss your options, including commercial general liability, property insurance, trucking insurance, cargo and equipment breakdown, and business interruption.
Commercial General Liability insurance
Commercial General Liability insurance will help cover injuries and property damage suffered by third parties as a result of negligent acts by yourself or an employee. This type of coverage includes legal expenses if you are sued.
Property Insurance will help protect your premises, equipment, tools, inventory and anything else your business owns.
Trucking Insurance
Trucking Insurance will cover the mandatory insurance, which includes third-party liability to help cover expenses if your driver causes an accident that injures another person. This coverage also includes direct compensation for property damage, repair and replacement costs if your vehicle is damaged in a collision caused by another driver. You will also have accident benefits which can help with recovery costs and disability or death benefits, regardless of who is at-fault for the accident. We can also discuss fleet insurance, which will apply to anyone with more than four commercial vehicles.
Cargo coverage protects the goods being transported, as well as damages or loss to them while they’re in your possession.
Equipment Breakdown Insurance
Equipment breakdown will help cover the cost of repairs or replacement of your equipment if it breaks down. This consideration is not generally covered with regular property insurance, so you will be responsible. We will discuss this type of coverage in more detail when you call us.
It’s also important to consider whether you are able to keep paying your bills if you’re ever forced to stop operating as a result of loss or mandatory evacuation, for example. Business interruption insurance would help you get through such challenging times, and this type of coverage will allow you to be ready to open as soon as possible. Depending on the policy you select, you may even have the funds to relocate temporarily so that you can keep running your business.
Some of this information may seem overwhelming, but there’s no need to worry because our team will help you make informed decisions. We can help with all your trucking and transportation needs and offer commercial insurance, as well. Contact one of our isure brokers today for rates or more information!
Commercial Auto Insurance
Every single truck in your fleet needs to be insured commercially. With long hours on the road, commercial auto insurance provides financial coverage if one of your drivers gets into anbaccident or if a truck breaks down. Without commercial auto insurance, you could be paying thousands in repair costs for you and the other driver. Or worse; be faced with a lawsuit and a bill for bodily damage. Regardless, it is illegal to drive a commercial vehicle without commercial auto insurance.
General Liability Insurance
General liability insurance is another non-negotiable policy type for trucking companies. In the event your actions cause bodily or property damage, a general liability policy could cover the financial costs associated. General liability insurance covers legal, replacement and remaining financial costs associated with accidental damages.
General Liability Insurance
General liability insurance is another non-negotiable policy type for trucking companies. In the event your actions cause bodily or property damage, a general liability policy could cover the financial costs associated. General liability insurance covers legal, replacement and remaining financial costs associated with accidental damages.
Contents Insurance
Your company drives very important cargo for valuable clients. The last thing you need is to open the back of the truck and find that during your drive, the contents shifted and are now all damaged. Not only does that cost the customer in time and product, it costs you your drivers’ time, gas and reputation. When you have cargo and content insurance, you can cover most, if not all, of the repair, replacement and separate fees associated with sacrificed cargo.
Umbrella Coverage
Sometimes, your insurance policy doesn’t cover all the fees that you expect it to. That leaves you with a bill to foot at the end of the day. This is exactly why adding umbrella coverage to just about any insurance policy is a great idea. Umbrella coverage adds a secondary level of financial coverage that extends beyond the reaches of your other coverage. For example, a multimillion-dollar shipment is on the road and unfortunately, when you arrive, the goods are damaged and you now need to replace $4 million dollars’ worth of goods. Your content insurance may cover $2 million dollars, however, you are still left with the remaining two. Not to worry when you have comprehensive umbrella insurance! File a claim and cover the remaining costs.
Umbrella Coverage
Sometimes, your insurance policy doesn’t cover all the fees that you expect it to. That leaves you with a bill to foot at the end of the day. This is exactly why adding umbrella coverage to just about any insurance policy is a great idea. Umbrella coverage adds a secondary level of financial coverage that extends beyond the reaches of your other coverage. For example, a multimillion-dollar shipment is on the road and unfortunately, when you arrive, the goods are damaged and you now need to replace $4 million dollars’ worth of goods. Your content insurance may cover $2 million dollars, however, you are still left with the remaining two. Not to worry when you have comprehensive umbrella insurance! File a claim and cover the remaining costs.
Equipment Breakdown Insurance
What do you use to load your trucks? Are your trucks refrigerated? Protect each level of your business with equipment breakdown insurance. This way, your truck loading and onboarding equipment is covered in the event that it breaks down or malfunctions.
Want to learn more about how to protect your trucking company? Looking to puzzle together your own custom insurance policy? Call the professionals at isure and get protected from external factors today!