Trucking Insurance

Customized insurance solutions for your needs

As the owner of a truck driving company, having a comprehensive insurance policy is critical to ensuring the safety of your drivers, your assets, your cargo and reassuring your customers that you care. Without the right insurance, you could find yourself in more than just hot water on the road. Simply put: When it comes to trucking, not having the appropriate insurance can have legal ramifications. Here are the five types of insurance your trucking company needs:

Commercial Auto Insurance

Every single truck in your fleet needs to be insured commercially. With long hours on the road, commercial auto insurance provides financial coverage if one of your drivers gets into anbaccident or if a truck breaks down. Without commercial auto insurance, you could be paying thousands in repair costs for you and the other driver. Or worse; be faced with a lawsuit and a bill for bodily damage. Regardless, it is illegal to drive a commercial vehicle without commercial auto insurance.

 

General Liability Insurance

General liability insurance is another non-negotiable policy type for trucking companies. In the event your actions cause bodily or property damage, a general liability policy could cover the financial costs associated. General liability insurance covers legal, replacement and remaining financial costs associated with accidental damages.

 

General Liability Insurance

General liability insurance is another non-negotiable policy type for trucking companies. In the event your actions cause bodily or property damage, a general liability policy could cover the financial costs associated. General liability insurance covers legal, replacement and remaining financial costs associated with accidental damages.

 

Contents Insurance

Your company drives very important cargo for valuable clients. The last thing you need is to open the back of the truck and find that during your drive, the contents shifted and are now all damaged. Not only does that cost the customer in time and product, it costs you your drivers’ time, gas and reputation. When you have cargo and content insurance, you can cover most, if not all, of the repair, replacement and separate fees associated with sacrificed cargo.

 

Umbrella Coverage

Sometimes, your insurance policy doesn't cover all the fees that you expect it to. That leaves you with a bill to foot at the end of the day. This is exactly why adding umbrella coverage to just about any insurance policy is a great idea. Umbrella coverage adds a secondary level of financial coverage that extends beyond the reaches of your other coverage. For example, a multimillion-dollar shipment is on the road and unfortunately, when you arrive, the goods are damaged and you now need to replace $4 million dollars' worth of goods. Your content insurance may cover $2 million dollars, however, you are still left with the remaining two. Not to worry when you have comprehensive umbrella insurance! File a claim and cover the remaining costs.

 

Umbrella Coverage

Sometimes, your insurance policy doesn't cover all the fees that you expect it to. That leaves you with a bill to foot at the end of the day. This is exactly why adding umbrella coverage to just about any insurance policy is a great idea. Umbrella coverage adds a secondary level of financial coverage that extends beyond the reaches of your other coverage. For example, a multimillion-dollar shipment is on the road and unfortunately, when you arrive, the goods are damaged and you now need to replace $4 million dollars' worth of goods. Your content insurance may cover $2 million dollars, however, you are still left with the remaining two. Not to worry when you have comprehensive umbrella insurance! File a claim and cover the remaining costs.

 

Equipment Breakdown Insurance

What do you use to load your trucks? Are your trucks refrigerated? Protect each level of your business with equipment breakdown insurance. This way, your truck loading and onboarding equipment is covered in the event that it breaks down or malfunctions.

Want to learn more about how to protect your trucking company? Looking to puzzle together your own custom insurance policy? Call the professionals at isure and get protected from external factors today!

 





    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.