Concrete Worker Insurance

Customized insurance solutions for your needs

Concrete workers pour concrete for commercial, residential and city projects. Working with such diverse clientele means a few different considerations need to be taken when it comes to insurance. Regardless of how much attention is given to preventing problems, accidents can still happen. Different types of insurance are purchased to protect the business in the event that a lawsuit is filed following an accident.

Commercial General Liability Insurance

Commercial general liability insurance is the most basic form of insurance for concrete and cement workers. If while attending a job you accidentally spill concrete, it could cause property damage, which may then result in a lawsuit headed your way. Commercial general liability policies typically cover costs associated with property, physical and bodily damage resulting from your concrete or cement work. General liability insurance is required for any concrete company working in Ontario, and you can pay different yearly amounts to get higher or lower levels of coverage.

Commercial Auto Insurance

Driving from location to location, you will need some heavy-duty machinery. Each cement mixing truck will have to be insured properly and under the right conditions. When you have a commercial vehicle, insurance will differ from coverage for a personal vehicle. Commercial auto insurance will cover most costs that arise after an accident – speak with your isure broker for details.

Commercial Auto Insurance

Driving from location to location, you will need some heavy-duty machinery. Each cement mixing truck will have to be insured properly and under the right conditions. When you have a commercial vehicle, insurance will differ from coverage for a personal vehicle. Commercial auto insurance will cover most costs that arise after an accident – speak with your isure broker for details.

Commercial Property Insurance

Commercial property insurance protects your company belongings and premises from natural catastrophes. Supposing there is a fire, explosion, lightning, storm, theft or vandalism, your property could be severely damaged. When you have commercial property insurance, the repair or replacement expenses can be covered.

Mobile property insurance is a subsection of commercial property insurance. It may also be something you would be interested in working in the concrete and cement industry. You will find yourself needing to pay replacement costs and If your materials dry out before you get there. Plus, you could be looking at additional project setbacks without the needed materials. If your project materials are damaged en route to a job site, mobile property insurance can cover the costs.

Surety Bonds

Surety bonds are financial guarantees that ensure a job is completed. Each bond is a contractual guarantee that a company will complete a job to the satisfaction of their client, meeting each mark in the contract. Surety bonds are not necessary, but they can offer clients a level of certainty and security in your workmanship and capabilities.

Surety Bonds

Surety bonds are financial guarantees that ensure a job is completed. Each bond is a contractual guarantee that a company will complete a job to the satisfaction of their client, meeting each mark in the contract. Surety bonds are not necessary, but they can offer clients a level of certainty and security in your workmanship and capabilities.





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