Residential Landlord Insurance

Customized insurance solutions for your needs

As a residential landlord in Ontario, you are, by default, legally responsible for a number of things at your rental property. While a great landlord looks out for their tenants, who looks out for great landlords? isure insurance has you covered as a landlord in every way that works for you with the below insurance coverages:

General Liability Insurance

General liability insurance covers costs, both physically and legally associated with damage sustained while occupying or visiting your property. If you do not clear your tenant’s walkway after it snows and they slip, fall and hurt themselves, you may be liable to pay for their damages. Similarly, if a tenant’s car is parked in the designated parking space, but glass from a window falls and damages the car, you could be liable to replace the broken car. With general liability insurance, these are the sorts of costs that are covered.

Content Insurance

As a landlord, your rental property may come with some contents. This typically includes appliances, such as stoves, fridges and a washer or dryer. Content insurance can cover costs associated with accidental damage due to lightning, fire or flooding. Content insurance does not typically cover the belongings of your tenants and typically won’t cover intentional damage or natural wear-and-tear.

Content Insurance

As a landlord, your rental property may come with some contents. This typically includes appliances, such as stoves, fridges and a washer or dryer. Content insurance can cover costs associated with accidental damage due to lightning, fire or flooding. Content insurance does not typically cover the belongings of your tenants and typically won’t cover intentional damage or natural wear-and-tear.

Property Insurance

Property insurance is not that different from regular home insurance. Property insurance policies typically cover your building structure from natural damages, like fire, explosion and weather-related damage. On each policy, there is usually an option to include other property structures as well. So, if you have a shed or an external garage, your property coverage can be expanded to include such structures. Property damage as a result of theft and criminal activity or vandalism may also be covered in your property insurance policy.

Loss Of Rental Income

In the event your rental property is destroyed or damaged to the point that renters are unable to live there, you cannot charge rent. This can prove to be a big issue for landlords who rely on rent as an income. When you purchase loss of rental income insurance, your coverage will pay the missing funds until your renters can re-enter and begin living in the dwelling again.

All of our policies can be customized to adapt to your exact needs, no matter how big or small. If you are a residential landlord, call an isure insurance broker today to discuss your specific concerns and learn which policies can keep you covered when disaster strikes

Loss Of Rental Income

In the event your rental property is destroyed or damaged to the point that renters are unable to live there, you cannot charge rent. This can prove to be a big issue for landlords who rely on rent as an income. When you purchase loss of rental income insurance, your coverage will pay the missing funds until your renters can re-enter and begin living in the dwelling again.

All of our policies can be customized to adapt to your exact needs, no matter how big or small. If you are a residential landlord, call an isure insurance broker today to discuss your specific concerns and learn which policies can keep you covered when disaster strikes





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