Indoor playgrounds are a space that children can play in, no matter the time of year. Most include fun obstacle courses, ball pits and even trampolines. With such extravagant amenities, there are a number of risks that, despite even the greatest attention to detail, cannot be avoided. For those hard-to-avoid issues, you need a few different insurance policies.

General Liability Insurance for Indoor Playgrounds

General liability insurance will cover costs associated with injuries sustained on your property or in your facility. Children are typically quite accident-prone, and no matter how careful you are with your setup, someone’s child will likely still get injured. In the event that someone sues you for their child’s injuries, having general liability insurance could save you hundreds of thousands, or even millions, of dollars in damages and legal fees.

Umbrella Insurance

Having some level of umbrella insurance adds an extra layer of protection from financial consequences. In the event that you find yourself in a position where one of your insurance policies cannot cover the entire cost of a financial situation you are faced with, umbrella insurance can help. Umbrella insurance can be combined with any existing policy to extend your coverage when it comes to personal injury, lawsuits or property damages.

Umbrella Insurance

Having some level of umbrella insurance adds an extra layer of protection from financial consequences. In the event that you find yourself in a position where one of your insurance policies cannot cover the entire cost of a financial situation you are faced with, umbrella insurance can help. Umbrella insurance can be combined with any existing policy to extend your coverage when it comes to personal injury, lawsuits or property damages.

Property and Content Insurance for Indoor Playgrounds

Property insurance protects your building structure from unfortunate events that could take place. Most property insurance policies cover fire, explosion, water pipes bursting and criminal activity. If you want to protect the equipment inside your facility from those same risks, you will need to have content insurance. Content insurance is especially important for travelling playground businesses, like bouncy castles and inflatable obstacle courses.

Seeing as indoor playgrounds are considered high-risk to insure, you need an insurance group who is experienced with high-risk clients. Luckily, isure is able to provide quotes to extremely high-risk clients for a very reasonable rate. To find out how isure can insure your indoor playground, call us today for a free quote!