If you are part of the beauty industry, you will need a specific type of insurance policy. The experts at isure will help you attain the best policy to protect yourself and your business.
isure is here to ensure that beauty professionals have the right coverage. Work with our caring and expert brokerage team to ensure your policy meets your requirements. We understand the risks associated with this particular industry, which is why we will provide you with insurance policies that are unique to your needs. With isure as your brokerage, and our network of valued Beauty Salon insurance providers, you and your business will be protected.
We will go above and beyond to exceed your expectations and have been providing beauty salons with insurance for many years. Our goal is to make sure every client has the right policy specifically designed to cover their needs, so you can rely on our coverage and information. We genuinely care about our customers and will provide you with comprehensive coverage so that you can focus on your salon.
Beauty insurance will not only just help you protect yourself, but will also protect your clients and equipment. We will discuss every detail of your policy to ensure it is suitable for your salon and protect you against all the risks salons can encounter. You never know when an accident may occur, and there are always risks beyond your control. This is why beauty salon insurance is a must!
Our reputation sets us apart, as does our professionalism. isure has years of experience in this field and we’re always ready to answer your questions. We can combine different policies to ensure you have the right coverage, including commercial liability insurance, commercial property insurance, product liability insurance, and professional liability insurance.
Any professional or business providing beauty services in a salon will require this type of insurance, so contact us today at 1-877-514-7873 to discuss your beauty salon insurance policy!
What Type Of Insurance Is Needed As A Beauty Salon?
General Liability Insurance for Beauty Salons
With the number of hazards in any salon, preparing for possible injury is proactive. If a client slips and falls in your salon, you could be liable for their medical bills and/or lawsuit settlement fees. If you have general liability insurance, these financial costs may be covered. General liability insurance covers accidents that take place on your property or inside your establishment. General liability insurance covers claims made by employees or customers, which is fairly basic insurance that should cover most physical accidents.
Product Liability Insurance for Beauty Salons
The next type of insurance is product liability insurance. Product liability insurance is coverage for claims that a product you sold resulted in bodily harm. Product liability also extends to in-salon treatments that did not go as expected and once again, resulted in bodily harm. This type of insurance is different from general liability because product liability claims stem from manufacturing issues, along with lack of safety warnings.
Commercial Property Insurance for Beauty Salons
To protect your brick and mortar location from fire, wind and weather (amongst other variables,) purchase commercial property insurance. This type of insurance protects the building, the belongings inside and the financial loss associated with resulting damages.
Special Considerations
Consider purchasing professional liability (or Beautician Malpractice) insurance as well if you are offering advice to clients or using potentially harmful tools (i.e. nail salons). Professional liability insurance coverage could save you from paying legal fees associated with negligence, malpractice, bad advice or failure to deliver on services promised.
If you accept payment online or use a website to book appointments, you should also consider getting cyber insurance for your business. In the event of a cyber-attack or data breach, you can protect your clients’ payment history and information with the proper cyber insurance policy in place.
In an industry as high-risk as the beauty industry, it is not a choice whether you need insurance – the question is: from who? At isure, we’ll help you select an insurance plan that works for you at the right price. Let our team take care of you while you look after your clients!