Beauty Salon Insurance
Customized insurance solutions for your needs
What Type Of Insurance Is Needed As A Beauty Salon?
General Liability Insurance
With the number of hazards in any salon, preparing for possible injury is proactive. If a client slips and falls in your salon, you could be liable for their medical bills and/or lawsuit settlement fees. If you have general liability insurance, these financial costs may be covered. General liability insurance covers accidents that take place on your property or inside your establishment. General liability insurance covers claims made by employees or customers, which is fairly basic insurance that should cover most physical accidents.
Product Liability Insurance
Commercial Property Insurance
Consider purchasing professional liability (or Beautician Malpractice) insurance as well if you are offering advice to clients or using potentially harmful tools (i.e. nail salons). Professional liability insurance coverage could save you from paying legal fees associated with negligence, malpractice, bad advice or failure to deliver on services promised.
If you accept payment online or use a website to book appointments, you should also consider getting cyber insurance for your business. In the event of a cyber-attack or data breach, you can protect your clients’ payment history and information with the proper cyber insurance policy in place.
In an industry as high-risk as the beauty industry, it is not a choice whether you need insurance – the question is: from who? At isure, we’ll help you select an insurance plan that works for you at the right price. Let our team take care of you while you look after your clients!