Retail Insurance

Customized insurance solutions for your needs

Retail is used to describe a large group of various types of businesses. One thing all retail shops share is the purpose to serve customers. Running or owning a retail store takes an immense amount of passion, drive and hard work. You prepare for just about everything as a business owner, and that means accepting the fact that you won’t be able to predict what could happen. For those scenarios you can’t anticipate, there’s an insurance policy for them. Retail policies usually consist of a few different options that when packaged together, provide custom coverage variations.

Product Liability Insurance

As a retailer, you are selling something to your customers. Once that product is sold, you may still be responsible for the actions of that product. For example, if you sell tires and a customer suffers an accident due to the tire you sold them blowing out, you could be held liable for selling a defective product, despite you not knowing. Product liability usually covers defects resulting from mislabeling, manufacture error or defectivity.

Commercial General Liability

When you own a physical storefront, you become responsible for assuring the safety of the customers within your store. If a customer slips and falls in your store, you could be looking at a lawsuit headed your way to cover damages. When you have commercial general liability (CGL) insurance, legal fees and settlement costs could be partially or completely covered. CGL insurance typically covers property and bodily damage costs, so long as the damages are accidental.

Commercial General Liability

When you own a physical storefront, you become responsible for assuring the safety of the customers within your store. If a customer slips and falls in your store, you could be looking at a lawsuit headed your way to cover damages. When you have commercial general liability (CGL) insurance, legal fees and settlement costs could be partially or completely covered. CGL insurance typically covers property and bodily damage costs, so long as the damages are accidental.

Property Insurance

For big or small businesses, protecting your storefront location from natural elements and criminal activity is essential. Without property insurance, you could be looking at paying thousands of dollars in repair costs should your property be subject to the wrath of mother nature or a victim of crime. When it comes to what your property insurance covers, you want to make sure that your building structure, along with your store stock, is insured by the policy. This way, if you have a break-in or fire, everything can be financially replaced.

Business Interruption Insurance

Get back to business as if you never stopped with business interruption coverage! If your business is forced to close its doors due to physical damage or COVID-19, business interruption service can provide you with the funds that can help you stay afloat. This way, you can take time to solve any issues appropriately and without that same degree of financial stress.

Looking to insure your retail business? Talk with an insurance expert at isure today! Our experienced team will put together a custom policy package that covers you in every way you need and none of the ways you don’t.

Business Interruption Insurance

Get back to business as if you never stopped with business interruption coverage! If your business is forced to close its doors due to physical damage or COVID-19, business interruption service can provide you with the funds that can help you stay afloat. This way, you can take time to solve any issues appropriately and without that same degree of financial stress.

Looking to insure your retail business? Talk with an insurance expert at isure today! Our experienced team will put together a custom policy package that covers you in every way you need and none of the ways you don’t.





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