Retail Insurance

Customized insurance solutions for your needs

Opening your own store involves a lot of hard work, and it’s essential that you protect your business. Here at isure, we offer general retail and commercial insurance, which can protect your inventory and customers from risks. 

Theft, product malfunctions, and unforeseen events can happen at any time. We will discuss the custom policy that will be best for your retail business. We have years of experience in the insurance industry, and we understand that you’ve put in a lot of time, money, and energy to make your business dream a reality. We will go above and beyond to exceed your expectations, so you can have peace of mind knowing you are in good hands. 

Regardless of the type of products you sell, general retail and commercial insurance will protect you against risks. We will present you with insurance policies specifically designed to cover your needs. There are several risks associated with producing and selling merchandise, which is why we will make sure your policy is suitable for your business.  

Commercial insurance

We will also discuss combining several insurance policies, including product liability insurance, commercial general liability insurance, cyber liability insurance, and commercial property insurance. When combined, these will provide you with comprehensive coverage for your business.

General retail and commercial insurance is a must for any retailer or business that develops, manufactures, or sells products. Contact us today at 1-877-514-7873 for more information!

Product Liability Insurance

As a retailer, you are selling something to your customers. Once that product is sold, you may still be responsible for the actions of that product. For example, if you sell tires and a customer suffers an accident due to the tire you sold them blowing out, you could be held liable for selling a defective product, despite you not knowing. Product liability usually covers defects resulting from mislabeling, manufacture error or defectivity.

Commercial General Liability

When you own a physical storefront, you become responsible for assuring the safety of the customers within your store. If a customer slips and falls in your store, you could be looking at a lawsuit headed your way to cover damages. When you have commercial general liability (CGL) insurance, legal fees and settlement costs could be partially or completely covered. CGL insurance typically covers property and bodily damage costs, so long as the damages are accidental.

Commercial General Liability

When you own a physical storefront, you become responsible for assuring the safety of the customers within your store. If a customer slips and falls in your store, you could be looking at a lawsuit headed your way to cover damages. When you have commercial general liability (CGL) insurance, legal fees and settlement costs could be partially or completely covered. CGL insurance typically covers property and bodily damage costs, so long as the damages are accidental.

Property Insurance

For big or small businesses, protecting your storefront location from natural elements and criminal activity is essential. Without property insurance, you could be looking at paying thousands of dollars in repair costs should your property be subject to the wrath of mother nature or a victim of crime. When it comes to what your property insurance covers, you want to make sure that your building structure, along with your store stock, is insured by the policy. This way, if you have a break-in or fire, everything can be financially replaced.

Business Interruption Insurance

Get back to business as if you never stopped with business interruption coverage! If your business is forced to close its doors due to physical damage or COVID-19, business interruption service can provide you with the funds that can help you stay afloat. This way, you can take time to solve any issues appropriately and without that same degree of financial stress.

Looking to insure your retail business? Talk with an insurance expert at isure today! Our experienced team will put together a custom policy package that covers you in every way you need and none of the ways you don’t.

Business Interruption Insurance

Get back to business as if you never stopped with business interruption coverage! If your business is forced to close its doors due to physical damage or COVID-19, business interruption service can provide you with the funds that can help you stay afloat. This way, you can take time to solve any issues appropriately and without that same degree of financial stress.

Looking to insure your retail business? Talk with an insurance expert at isure today! Our experienced team will put together a custom policy package that covers you in every way you need and none of the ways you don’t.





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