Fitness Studio Insurance

Customized insurance solutions for your needs

The term fitness studio can be used to describe a group of active spaces, including dance studios and personal training facilities. These spaces are essential to consumer entertainment and physical health. However, fitness studios are susceptible to certain risks as a result of their natural conditions. To protect your business with more than just precautionary measures, have a look at the different types of insurance available:

Commercial General Liability

Owning a fitness studio means you have a commercial property that is susceptible to natural disasters like fire, lightning and other natural weather disasters. If one of these disasters happens, not only do you have to stop normal business operations, but it will cost you even more money to fix the damages. Commercial property insurance can help by covering building structures and fixed belongings inside that were damaged, such as equipment and technology.

Equipment Insurance

Where commercial property insurance covers costs that arise as a result of natural disaster, equipment insurance covers the value of your specific fitness equipment following a breakdown, or even theft. As a fitness studio, you may have specialized equipment that costs thousands to replace but, if not maintained, can pose a threat to your customers. You don't have to choose between your customers’ safety and your finances with equipment insurance!

Equipment Insurance

Where commercial property insurance covers costs that arise as a result of natural disaster, equipment insurance covers the value of your specific fitness equipment following a breakdown, or even theft. As a fitness studio, you may have specialized equipment that costs thousands to replace but, if not maintained, can pose a threat to your customers. You don't have to choose between your customers’ safety and your finances with equipment insurance!

General Liability Insurance

For any business that welcomes many clients and customers each day, a general liability policy is non-negotiable. One slip and fall lawsuit can put your fitness studio out of business financially. When you have general liability coverage, legal fees and settlement costs that stem from accidents that take place on your property can be covered. General liability insurance also offers funds to repair accidental property damage. If your customer’s car is damaged due to debris from your building, rather than paying for damages out of pocket, file a claim with your insurance to cover the repair costs.

To learn more about acquiring the best insurance for your fitness studio, call our insurance experts today!

 





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