If you are in the hotel or hospitality industry, you will need insurance protection. Our experts at isure can help! We will provide you with the right insurance policies and discuss the best policy for your business. Protect your hotel or hospitality business against risks and ensure you’re covered by the best when you work with isure.
We are an experienced insurance brokerage
We have years of insurance and brokerage experience under our belts, being one of the first digital brokerages in the province. Our knowledgeable team will always provide you with honest and comprehensive information pertaining to your insurance needs. You can trust us to find the best rates for your business with the highest quality insurance!
We genuinely care about our clients and are passionate about helping business owners thrive with the right insurance in place. We will consult with you to listen to your specific insurance needs so that we can provide you with our professional recommendations. Hospitality businesses can face several liability risks, including bodily injury, property damage to guests, hospitality errors and omissions while serving guests, and cybersecurity threats to clients’ personal and financial data. When you work with isure, you will have peace of mind knowing you are covered if any of these situations arise.
Why you will require Hospitality Insurance
Resorts, motels, bed-and-breakfasts, inns, Airbnb rentals, and hotels will all need this type of insurance. Get the coverage you need, eliminating anxiety about these sorts of incidents. Your back is always covered when it comes to hotel and hospitality insurance.
We will provide you with the coverage you need, ensuring your policy suits your specific business needs at the best rates possible. We will consider the types of services you offer for your guests, the total number of employees, and your annual and projected revenue. A comprehensive analysis of your business will be conducted, and this information will be used when calculating the cost of your hotel insurance policy.
Hotel Insurance: Choose the best
We offer specialized policies that deliver custom-tailored, all-in-one protection specific to the hotel and hospitality industry. At isure, we understand that every business has unique needs, and the liability risks they may face. We will discuss this in detail and present you with the correct information based on your requirements. We have you covered, whether you want coverage for property damage, equipment breakdowns, crime, or liability.
Commercial Property Insurance
When you own a property of any kind, your building is subject to a number of uncontrollable hazards, like fire, weather and lightning damage. In the event that a lightning storm starts a fire that later destroys your guest’s belongings or requires hotel room repairs, the replacements will be quite expensive. Help cover the damage costs with a commercial property insurance policy. Filing a claim after an accident can aid you in providing funds to guests and repairs to the hotel itself. Property damage due to fire, lightning, storm and explosion are typically covered, whereas earthquake and critter damage is not. If you would like either critter or earthquake damage, you can speak with your isure broker.
General Liability
Personal injury claims can be expensive to settle or fight. If a customer slips and falls in the hotel lobby or by the pool, you may be liable for damages. When you have general liability coverage, you can cover legal and settlement costs associated with non-professional errors, similar to and including slip and fall accidents.
General Liability
Personal injury claims can be expensive to settle or fight. If a customer slips and falls in the hotel lobby or by the pool, you may be liable for damages. When you have general liability coverage, you can cover legal and settlement costs associated with non-professional errors, similar to and including slip and fall accidents.
Professional Liability
Your employees are expected to provide exceptional service to customers. If an employee accidentally charges a customer the wrong amount, that customer may choose to file a legal claim, insisting that the issue caused significant distress and damage. As the hotel owner, you can protect yourself from any errors or omissions with professional liability insurance, which covers costs associated with professional errors or mistakes.
Cyber Security
As a business that deals with a large amount of personal customer information, protecting yourself in a case where that data was breached or leaked is essential. If there is a data breach and private information is leaked, customers may take legal action. Even if sensitive information isn’t leaked, you will need to replace software, hardware or conduct an investigation. With cyber insurance, all these costs may be covered by your policy.
Talk to an isure insurance broker today and create a comprehensive policy to protect yourself and your hotel from internal or external risks.
Cyber Security
As a business that deals with a large amount of personal customer information, protecting yourself in a case where that data was breached or leaked is essential. If there is a data breach and private information is leaked, customers may take legal action. Even if sensitive information isn’t leaked, you will need to replace software, hardware or conduct an investigation. With cyber insurance, all these costs may be covered by your policy.
Talk to an isure insurance broker today and create a comprehensive policy to protect yourself and your hotel from internal or external risks.