Carpenter’s Insurance

Customized insurance solutions for your needs

Carpenters do a wide variety of things when it comes to building foundations and creating wood structures. Carpenters may work on residential, commercial or industrial job sites with a variety of different projects. Each job site poses its own physical risks to carpenters, though there are non-physical risks that must also be accounted for as well. Lawsuits are a huge risk and cannot always be prevented; that's where your insurance comes in.

Commercial General Liability Insurance

As a carpenter, a commercial general liability policy will financially protect you from problems that arise from your completed and in-progress work. If you install a door frame that isn't level and it winds up causing expensive structural damage to the home, you could find yourself in hot water with a client and their lawyer. Rather than paying for damages out of pocket, file a claim with your policy and receive coverage that way.

Commercial general liability also covers accidents that happen during a work project. For example, if you are laying a subfloor and accidentally damage the home’s foundation, let your insurance take care of it for you rather than paying out of pocket to correct your mistake.

 

Equipment & Tool Insurance

As a tradesperson, your tools are a huge part of your business. In the event that they get damaged, you could be losing out on money-making opportunities left, right and center. Not to mention the expensive cost to quickly acquire replacement tools! When you have tool and equipment insurance, your costs are covered. If your saw is stolen or damaged, you can quickly file a claim and receive funding to purchase a new one. Be sure to note what kinds of damages are covered in your policy and if you’re unsure, we’re happy to discuss it with you!

 

Equipment & Tool Insurance

As a tradesperson, your tools are a huge part of your business. In the event that they get damaged, you could be losing out on money-making opportunities left, right and center. Not to mention the expensive cost to quickly acquire replacement tools! When you have tool and equipment insurance, your costs are covered. If your saw is stolen or damaged, you can quickly file a claim and receive funding to purchase a new one. Be sure to note what kinds of damages are covered in your policy and if you’re unsure, we’re happy to discuss it with you!

 

Mobile Property Insurance

Bringing tools and equipment from site to site is routine for most carpenters. What can really throw your routine off track is unexpected damages to those materials before you can install them. With the current high costs of wood, damages can quickly add up. With mobile property insurance, your insurance provider will cover any legitimate damages to your materials that take place in between job sites when materials are not at a fixed address.

Call and speak with an isure broker today to discuss your specific coverage concerns. Our team of friendly associates will craft coverage specifically to your needs, all for the lowest cost possible.

 





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