CHATHAM-KENT AUTO INSurance

Anti-theft Devices: Any equipment or tools that can help prevent theft to your vehicle can lower your insurance premium.
Winter Tires: The winters in Chatham-Kent can be gruelling, especially when you need to drive to work every day! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.

Vehicle Type: The year, make and model of your vehicle will be considered by auto insurance companies when calculating the premium.
Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.

Postal Code: The more populated, urban areas in Chatham-Kent often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.

The Driver’s Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.

After an accident, it’s very important to make records of just about everything. Use your phone to jot down notes or take pictures, focusing on the following four aspects: 

• Damages 

Take pictures of all the damage to your car, the road, the other driver’s vehicle and anything else that is noteworthy. Be sure to take as many pictures of the damage as you can to provide a better idea to the insurance companies and the collision reporting centre. 

• Licences 

Take a photo of the other drivers’ licence. By taking a photo, you can obtain all the information needed, including license number, name, and address. Additionally, you should exchange contact information to make conversing in the future easier. 

• Insurance 

Exchange photos of your insurance policies. This way, there is a record that you both have insurance, and there is also a way to speak to one another incase communication runs dry throughout the process. 

• Account the specific conditions 

Make note of the weather at the time of the collision, when it happened, where it happened, and what driving conditions were like. This may even help relieve you of fault, or at least war the city and other drivers of potential dangers in the area. 

Once you have made records, it is time to head over to a collision reporting centre. The agents will take record of the documents you bring and can help you when it comes to planning the next events. To get to the collision centre, it is best to have a friend or a taxi drive you. If the location is closed at the time of the accident, head there at the earliest time you can. It is likely that driving your car will be unsafe at this point. To deal with your vehicle, you can call a tow truck driver who will be able to take your car to the mechanic.

24 THIRD STREET CHATHAM, ONTARIO N7M5K5

Telephone: 519-355-1937

Fax: 519-355-0556

Email: [email protected]

Hours: Monday – Friday, 9:00 AM – 5:00 PM

The Chatham-Kent Collision Reporting Centre is located within the Police Station at 24 Third Street, between King Street West and Wellington Street West.