Car Insurance in
Making Insurance Friendly and Easier
Out of all the Provinces and Territories in Canada, Ontario ranks highest for auto insurance rates. With that said, not every city in Ontario comes with pricey auto insurance rates. Famous for its Victorian-style downtown strip, Port Perry is a cottage country getaway that isn’t too far from the city. Just an hour’s drive from Toronto, Port Perry is a great area to grow a family with affordable housing and auto insurance rates.
As a driver in Port Perry, it is the law to have car insurance. These policies must include uninsured car coverage, third-party liability, direct compensation property damage, and statutory accident benefits. However, many Port Perry drivers choose to add additional coverage to their plans as well for optimal coverage.
How To Get An Auto Insurance Quote In Port Perry?
Working with a suite of quality insurers, isure will do the work of gathering quotes from each company to find the lowest cost for the plan that suits your needs. We work by the isure pledge to ensure that you are always taken care of, and that we work with your best interests in mind. Our dedicated insurance consultants in Port Perry will find you the best choice, and will only recommend moving you to another insurer if it works for you.
Finding the right insurance doesn’t have to be difficult. See how the isure difference can help you keep your driving peace of mind.
The isure insurance Advantage
isure hires only the best and most reputable Port Perry insurance brokers to get you the best quotes. Experience the isure insurance broker advantage:
We guarantee honest, unbiased advice about the insurance quotes we obtain for you and all details that accompany it. We will always search and locate the coverage that is best suited to your needs.
Best Insurance Providers
We have access to all of the best, well-respected insurance providers in all of Canada for you!
We Understand the Market
isure has been the top insurance choice for Ontarions since 2006. We are also one of Canada’s most progressive, reputable insurance brokers with real people that live for insurance! We’re committed to helping Port Perry citizens access the best insurance coverage available.
You Save While We Work
You can save hundreds of dollars on insurance when you work with our Port Perry insurance brokers. You can discuss your insurance needs with us and we’ll find the perfect coverage options and rates.
We are registered under the Registered Insurance Brokers of Ontario (RIBO) to ensure your safety and that you are in good hands.
Your Needs are our Top Priority
We are real insurance brokers helping real, amazing Port Perry citizens. Each of our clients are assigned to a dedicated insurance broker that advocates for their needs when dealing with insurance providers. We handle all claims, quotes, inquiries, updates and more.
Why Trust isure as your Port Perry Insurance Broker?
There are a number of reasons for people living in Port Perry to contact an isure insurance broker. Some of the key advantages of working with us include:
Valuable Information from a Licensed Insurance Professional: Navigating insurance can be extremely difficult if you have little to no experience. Hiring a licensed, knowledgeable and experienced insurance broker can provide you with all of the important guidance you need to make the right insurance decisions.
Easy To Follow Quotes: Contacting several insurers for rates can take a long time. When you hire an isure Port Perry insurance broker, they handle all of these details, including obtaining quotes from different insurers for you!
Save More Money: Insurance brokers are the top solution to lower your insurance rates and save you money. Our Port Perry insurance brokers have access to several insurance providers, premiums, coverage types and they will help you find the most affordable quotes for you based on the information you provide.
isure and Port Perry Auto Insurance
isure insurance offers auto insurance rates that are suitable for all Port Perry drivers. We promise to provide transparent and knowledgeable insurance expertise when you call or visit us online. Our brokers shop for the best auto insurance rates available for you to ensure you obtain the insurance you can count on. As Ontario’s car leading insurance broker, our auto insurance rates in Port Perry can provide you with high-quality coverage, convenience, and personalized service that exceeds your expectations. You’re in the driver’s seat when it comes to your auto insurance in Port Perry with isure insurance!
How Much Should I Expect to Pay For Auto Insurance in Port Perry?
There are many factors that go into the price of auto insurance in Port Perry. Your quote can fluctuate depending on if you require high-risk insurance, or you can have a lower quote if you practice safe driving or if you bundle your policy, for example. Go-telematics is also an option for great drivers as it tracks how you drive (speed, braking, cornering, etc.) to determine your rate.
FAQs About Port Perry Auto Insurance
What factors affect auto insurance in Port Perry?
Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.
Postal Code: The more populated, urban areas in Port Perry often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.
The Driver’s Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.
How can you lower the cost of your car insurance in Port Perry?
Winter Tires: The winters in Port Perry can see a lot of snowfall and makes it hard to drive in every day as you commute to work! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.
Port Perry Collision Reporting and Claims Process
Car accidents can happen due to a number of reasons. Regardless of how the accident happens, all parties involved need to take the proper steps to report and repair in the minutes, hours, and days that follow the accident. isure hopes to make it easy for all Port Perry residents with the following accident protocol guide:
1. Tend to any medical emergencies
The very first thing you must do following an accident is ensuring everyone involved is okay or receives the medical assistance they need. If anyone is injured, call 911 immediately. This is your top priority in any accident situation!
Once you’re sure everyone is okay or has received medical treatment, you can document the accident and attain the necessary documents. A great way to do both of these is by taking photos. A picture is worth one thousand words, and with the recent technological developments, it’s easier than ever to snap a quick picture.
Take pictures of all the damage that was caused by the accident. This means taking pictures of all vehicles involved and any other debris. The pictures should also include the license plate of the other cars.
You need the license information of the other drivers. This information can all be found on their driver’s license. Taking a picture is quick and easy, but make sure you also get their phone number to establish a channel for communication.
To file a claim with insurance, you need policy numbers, as well as provider names. Both of these can be found on the car insurance policy. The insurance policy will also include the make, model, and year of the other vehicle.
This final documentation section is where you should make a note of the time, location, weather, and road conditions when/where the accident occurred.
3. When you need to report
If after an accident you look at the damage and think to yourself “Wow, this looks expensive,” you will likely need to head to a collision reporting centre. Any damages that total more than $2,000 combined need to be documented at a collision centre by the police less than 24 hours after the accident.
Reporting an accident in Port Perry is made easy by staff at the collision centre. Staff will take a look at your car and take notes of collision damage, as well as help you contact your insurance providers. Getting to a collision centre can be very easy with the help of a tow truck and a taxi or friend. Driving to the reporting centre in a car that was just in an accident is not recommended. If the collision centre is not open, you can go the next morning.
650 Rossland Rd E, Whitby, ON L1N 9G5
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Hours: Monday to Sunday: 10:00 AM – 6:00 PM
What Insurance Covers:
What your insurance covers is entirely dependent on your specific insurance coverage. Some insurance policies even cover towing and taxi expenses, where others may even cover car rentals and other repairs.