Plumber’s insurance

Customized insurance solutions for your needs

Plumbers work in all sorts of environments and conditions. Their work is responsible for water flow throughout residences and businesses. In the event that something goes wrong, you will most likely be liable for the damages, and could even be left with a major lawsuit on your hands. These costs can be drastically reduced or fully covered by a plumber’s commercial general liability policy. Not only will it reduce fees in the event of an accident, but if you are found practicing without general liability insurance, you could be charged by the government.

Commercial General Liability

Now that you know what kind of insurance you need, what exactly is commercial general liability insurance? CGL covers accidental property damage, bodily harm or damages caused by you or an employee on a job site. For example, you install a plumbing fixture that later fails, flooding the customer’s house. While the customer may have home insurance, that home insurance company will come after you for reimbursement if they feel you are responsible. A commercial general liability policy will pay for any liability and provide all the necessary legal defense for you.
Commercial liability insurance does not cover damages to your own property or employees. For those, you will need separate policies. So, if you are working on a site and your snack machine breaks accidentally, your general liability policy will not cover the replacement costs. Instead, you will need to look into property and contents insurance.

Commercial Auto Insurance

If you drive any work vehicle, you need commercial auto insurance. Regular personal auto insurance will not cover claims that you have filed as a result of accidents on the way to or from a job. This type of coverage will not cover the contents of your car, and once again, contents and property insurance is needed to have replacement costs covered.
Are you looking for a new or better rate than your existing coverage? Call the insurance experts at isure to discuss your options. Ask our team about commercial general liability and commercial auto insurance packages to bundle and save even more!

Commercial Auto Insurance

If you drive any work vehicle, you need commercial auto insurance. Regular personal auto insurance will not cover claims that you have filed as a result of accidents on the way to or from a job. This type of coverage will not cover the contents of your car, and once again, contents and property insurance is needed to have replacement costs covered.
Are you looking for a new or better rate than your existing coverage? Call the insurance experts at isure to discuss your options. Ask our team about commercial general liability and commercial auto insurance packages to bundle and save even more!





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