Restoration Contractor Insurance

Customized insurance solutions for your needs

Insurance for mold remediators, fire remediators and water damage restoration workers is not thought about as often as, say, a plumber or an electrician. Mold restoration workers are also contractors, and they too require the same kind of consideration when it comes to liability insurance. Remediation services are critically essential and fairly unique – these types of workers enter mold-ridden, fire or water-damaged spaces and aim to restore homes to their fullest potential.

General Liability Insurance

While you go into homes that are in need of restoration, that does not eliminate the possibility for further damage. Restoring an area infected by mold requires you to scrape away existing mold spores from walls, floors, belongings and any furniture. During this process, you may accidentally damage customers’ belongings or property. Rather than paying for liability out of pocket, general liability insurance can cover subsequent costs. General liability is also designed to cover costs associated with property and physical damage of third parties.

Professional Liability Insurance

Professional liability insurance is also known as errors and omissions insurance. This type of insurance provides funds in the event that an error made during your restoration results in client damages. If you miss mold during your restoration that results in an illness, any resulting legal or corrective fees can be covered by this type of insurance.

Professional Liability Insurance

Professional liability insurance is also known as errors and omissions insurance. This type of insurance provides funds in the event that an error made during your restoration results in client damages. If you miss mold during your restoration that results in an illness, any resulting legal or corrective fees can be covered by this type of insurance.

Commercial Auto Insurance

When you drive to and from job sites, you need auto coverage. Commercial auto insurance is different from regular personal auto insurance. How? If you only have personal auto insurance and get into an accident on the way to or from a job, the damages will not be covered because your car is only insured for personal use.

Commercial Property Insurance

Your job requires you to carry quite a bit of equipment. In any event that your tools or machines are stolen, damaged or rendered useless by no fault of your own, commercial property insurance can cover replacement costs. This gives you peace of mind that you can bring and use your equipment as need be, without risk.

Commercial Property Insurance

Your job requires you to carry quite a bit of equipment. In any event that your tools or machines are stolen, damaged or rendered useless by no fault of your own, commercial property insurance can cover replacement costs. This gives you peace of mind that you can bring and use your equipment as need be, without risk.





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