As a leader in the high-risk car insurance market, isure takes pride in helping people like you. We understand that having a high-risk driving record can be stressful. That’s why we seek affordable high-risk car insurance to help you and your family members with your insurance needs. With consistent availability and quality customer care, we are always there to answer any questions you may have about high-risk car insurance. It is our hope that together, we can get you on the path to risk-free driving and cheaper premiums. Let’s discuss!
What is high risk car insurance?
As a high-risk driver, it’s important to understand one thing: life does go on! High-risk car insurance is for those drivers that have endured a few unfortunate incidents on their driving record. These can include speeding tickets, license suspensions or frequent at-fault car accidents. At isure, we understand that mistakes can happen, especially while on the road. This is why we work with you to manage your high-risk driving insurance. By helping you find an insurance plan that works for you, you can continue getting behind the wheel without feeling guilty.
Tips on managing your high risk car insurance
So, the unfortunate has happened and you have been labelled a high-risk driver. When this happens, there are a few important things that you can do to help steer the ship in the right direction. We know that it won’t always be easy, but before you know it, you will be on the road to a safer driving record. Luckily, isure is here to help you with our tips on how to manage your high-risk driving insurance:
1. Drive less
We know this one can be difficult, especially if working full time or not living close to many commodities. However, if your life allows for it, try driving less. The less time you spend behind the wheel of your car, the less likely you will be to fall back into old habits. Try taking public transit, or riding a bike! you can even invest in an e-bike for speedier transit in the warmer months. The longer you go without any misdemeanors on your licence, the quicker you will get back to a safe driving record.
2. Take driver’s education courses
Another excellent way to drive better is to re-educate yourself when it comes to driving! A good defensive driving course can help you notice mistakes you didn’t know you were making. It can also teach you about any new driving laws that came into action since you got your licence. Best of all, with someone watching your driving, they can point out common issues and help you fix them. So, if you have teenagers at home and you are providing them with the opportunity to go to driving schools, why not join them to brush up on your own driving skills? Another great bonus is that it can lower the cost of your insurance once you get back to a safe driving record.
3. Get rid of distractions to help with high risk car insurance
One of the biggest causes of accidents and errors is distractions. Those distractions include your phone, the GPS system or a loud sound system. They take away from your ability to react quickly and hurt your awareness. Removing them from your car may be a bit of a change, but if you’re serious about managing your high risk driving, it’s crucial. Having full concentration on the road is super important when it comes to operating your vehicle safely and retaining, or recovering, a clean driving record.
4. Drive safer
Yes, it seems like the silliest advice – but too often people ignore the rules of the road. Instead of a rolling stop, make a complete stop at stop signs. Read the posted speed limit and stick to it. Signal every turn, regardless if there’s no traffic around. Simply put, be an ideal, model driver. It can be easy to get into certain habits, especially when you have been driving for years! But getting rid of these bad habits will come in handy for your future driving record and overall high risk car insurance costs.
5. Be patient on the road
Patience is crucial when you’re on the road, but also when you’re dealing with high risk car insurance. Your record will not clear up overnight. Instead, you need to re-establish that you’re a good driver, and prove you have learned from your mistakes. You will one day get there, but it’s a daily grind that you’ll need to work through. Be patient and you’ll one day get to more savings and a clean record!
Remember, if you are a high-risk driver, or are simply looking for new car insurance, why not check contact isure? Request a quote today!