Two major reasons: One, it may be too expensive and you could get the same for less money. Two, maybe you’re not getting enough coverage for what you’re paying.
To ensure that you are getting the best value for your money, we’re going to assist you in doing an insurance checkup. Read through these questions and answer them for yourself. You’ll quickly learn whether you should modernize your insurance, or if your current provider is great.
Insurance Checkup: What are your premiums like?
One of the biggest considerations is the price. In some cases, you may be overpaying for the same insurance that you would get elsewhere. The reason this happens is because many people buy insurance and just stick with it without looking around. Many isure customers found that they saved a lot while still getting the same coverage.
Insurance Checkup: How many insurance providers do you have?
Often times, you may find one insurer for home insurance, another for auto insurance and another for business insurance . While on paper it may seem like a better deal, you can actually save by moving them all to one provider. When you group your insurance with a single provider, there are generally some great discounts to be had. An added benefit is never having to figure out who to call. You simply pick up the phone and call the one place that has all your insurance policies.
Insurance Checkup: What is your insurance coverage like?
Does your insurance cover your needs? If so, that is fantastic. Does your insurance cover MORE than your needs? If so, that is wasteful. While it may seem like more is better, it may be costing you a lot more than it should. At the same time, consider how your life has changed. If you’ve acquired new, more expensive items at home your previous policy may not be enough to cover everything. Once you know what your current needs are, you’ll be better prepared to get a proper policy.
Insurance Checkup: Have you compared prices to isure?
One of the easiest and best ways to see if you can save money on your insurance is to get an online quote. There is never any commitment, you fill out our simple online form and we’ll give you a quote. There may also be extra savings, so you can always call us for a more personalized quote.
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Insurance Checkup: What are your insurers like?
Finally, the thing to consider when doing your insurance checkup is what your insurer is like. Do they have great customer service? Can you call them at any time of the day? Can you email them or message them on Facebook? It’s nice if your insurance provider is up to date on the most current tools to communicate. Insurance based events happen at all hours of the day, and they should be there when you need them.