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Renter’s Insurance in Ontario
There is a common misconception that Ontarians who rent do not need to have insurance because the landlord has everything covered. We are here to dispel that myth and inform you of the importance of having renter’s insurance.
Renter’s or tenant’s insurance is essential if you want to protect your belongings and your visitors. Having a renter’s insurance policy can also protect you and your family if you need to find temporary housing due to your rental home being uninhabitable for a period of time.
isure Ontario Renter’s Insurance means:
Personal Liability Coverage
isure Ontario Renter’s Insurance options
Covers you for common types of loss (fire, theft, etc.). The policy will clearly state where extraordinary situations are excluded.
Named Perils Coverage
Covers you for specific types of risk that are included in your coverage.
isure Home-Based Business Insurance
Use in conjunction with the isure renter’s insurance if you are running a business in your rental property.
isure Broker Expertise
We know our way around rental properties, so let us advise you on simple ways to bundle and take preventative measures to save on your insurance premium!
FAQs about Renter’s Insurance
Do I need a Renter’s Insurance policy in Ontario?
The policy is there to cover you for additional risks and costs that you don’t see coming. Examples could be if someone were to slip and fall in you apartments or if a fire forces you to stay in a hotel for six weeks while things get fixed. What if your prized possessions also get lost in that fire? A quality renter’s insurance policy from isure will help in these types of situations!
How does Renter’s Insurance work?
If you have valuable items, such as pieces of art or jewelry, you may have to buy additional coverage if those items become damaged or get stolen. Talk with your isure insurance broker specialist to determine the type of coverage you require for your valuable possessions.
Renter’s insurance can also cover an injured visitor if they get hurt on your premises.