Insurance is one of those things that many only think about when it’s too late. Insurance brokers are professionals who can help you find the right policy at the right price and ensure you have enough protection for your circumstances. But what exactly does an insurance broker do? And why should you use them in Toronto? Here are some answers:
What is an insurance broker?
In the insurance world, a broker is an intermediary between you and the insurance company. They work for you, not the insurer (though they may get paid by them). In simple terms, their job is to help you find the best deal for your needs and budget.
A good broker will always look out for your interests first—not theirs or those of their employer’s clientele.
What does an insurance broker do?
An insurance broker is a go-to individual who acts between the insured and the insurance company. A broker is licensed in insurance, able to sell coverage and provide advice while offering customer service.
Our insurance brokers will determine your insurance needs to ensure you are properly covered, all while helping you save! We are happy to explain the details of your policy to ensure you have a clear understanding of how it works and what is covered. Whenever life changes happen, we will also assist with the changes you’ll need to make to your policy.
We’re always available to provide you with:
– Expert advice
– Clarification
– Answer your insurance questions
– help with the claims process
and more!
Are insurance brokers regulated?
Here’s the deal: Insurance brokers are regulated by the Financial Services Commission of Ontario (FSCO), but they’re also regulated in all other provinces and territories.
How much does an insurance broker cost you?
Using an isure insurance broker is free. You do not have to pay for our services because they are paid commissions by the insurance companies we partner with.
What is an insurance brokerage?
An insurance brokerage has contracts with multiple, reputable insurers to sell insurance, provide customer service and help with claims. They will shop the market to search for the best policies and rates to meet customers’ needs.
Insurance brokers are paid directly by the insurer for the policies they sell and service on their behalf.
Ways to get cheaper rates with a Toronto car insurance broker
Every driver wants affordable auto insurance rates, and the best way to save is to use a car insurance broker. We will help keep your costs down; all you have to do when you call us is have your driving information handy to help speed up the process. This includes your driver’s licence, vehicle and driving history.
You must provide us with accurate information, as this will impact your insurance quote.
Bundling your auto and home insurance in Toronto is another great way to save; this is something we can discuss, along with other auto insurance discounts available.
Why should I use an insurance broker in Toronto?
You have a lot of things on your mind, so why not let an insurance broker handle the details? Insurance brokers, like the ones at isure, are professionals who can help you find the best deal for your needs. They’ll also ensure you’re adequately covered and answer any questions you may have under different policies such as car insurance and home insurance.
It will help if you use an insurance broker in Toronto because we can help you find the best deal for your specific insurance requirements. Consider isure for all of your insurance needs!
We are trained professionals with access to a great deal of isure-approved insurance companies, policies, and rates, and know how to compare them all.
Not sure where and how to start?
isure experts are here to HELP you.