As the effects of climate change intensify, Canadians are becoming increasingly proactive in finding ways to reduce their environmental impact. From lowering greenhouse gas emissions to making homes more energy-efficient, the Canadian government is offering a variety of grants, tax credits, and rebates to help homeowners make sustainable upgrades. Whether you’re looking to install solar panels, upgrade insulation, or switch to a heat pump, there are eco-rebates available to support your journey toward a greener, more energy-efficient home. Here’s everything you need to know about eco-friendly home improvem in Ontario and across Canada.
Canada-Wide Eco-Friendly Home Improvement Rebates
At ontarioenergyrebates.com, you can discover exclusive rebates and incentive programs available to Ontario homeowners. Let’s take a look at the breakdown below:
1. Canada Greener Homes Initiative
The Canada Greener Homes Initiative continues in 2025, offering significant rebates and interest-free loans for energy-efficient home upgrades.
Eligible Upgrades and Rebates:
- Home Insulation: Up to $10,000 in rebates for wall, attic, basement, and floor insulation.
- Air Sealing: Up to $1,300 to eliminate drafts and boost comfort.
- Windows and Doors: Up to $325 per opening for ENERGY STAR®-certified models.
- Heat Pumps: Up to $7,800 for switching to an energy-efficient heat pump system.
- Solar Panels: Up to $5,000 to generate your own clean electricity.
- Weatherproofing: Up to $1,625 to protect against climate-related risks like floods and fires.
- Smart Thermostats: Rebates of up to $125 for qualifying models.
- Energy Assessments: Up to $600 for EnerGuide home energy evaluations.
Important: You must complete a pre-retrofit EnerGuide assessment before starting any eligible upgrade to qualify for rebates.
2. Canada Greener Homes Loan
To support larger retrofit projects, this interest-free loan provides between $5,000 and $40,000, repayable over 10 years.
- Must be combined with the Greener Homes Grant.
- Helps cover high-cost upgrades like heat pumps, solar panels, and insulation.
3. Oil to Heat Pump Affordability Program
For households still using oil for heating, this program offers up to $10,000 to transition to a cold climate air-source heat pump—no energy assessment required.
- Must be a primary residence.
- Household must be median-income or below.
4. CMHC Eco Plus Program
If you purchased or built an energy-efficient home after June 20, 2022, and your mortgage is CMHC-insured, you may qualify for a 25% refund on your mortgage loan insurance premium.
Ontario-Specific Rebates and Programs for Eco-Friendly Home Improvements
Ontario Energy Rebates Program (via Enbridge Gas)
The Ontario Energy Rebate program helps homeowners access incentives for making energy-efficient home upgrades.
5 Steps to Get Rebates:
- Schedule a home energy assessment with a Registered Energy Advisor.
- Receive a customized energy report with recommended upgrades.
- Complete at least one eligible upgrade.
- Book a post-upgrade energy assessment.
- Receive your rebate cheque—up to $600 covers energy assessments alone.
Who Qualifies:
- Enbridge Gas customers (homeowners and landlords)
- Non-Enbridge customers using alternative heating (e.g., electricity, propane, wood)
- Off-grid communities
- Low-rise multi-residential property owners
Popular Eco-Friendly Home Improvements
Here are some of the most common upgrades eligible for federal and provincial rebates:
Insulation
Improved insulation can significantly reduce heating and cooling costs while enhancing home comfort.
- Attic, basement, crawl space, and wall insulation are all covered.
- Save up to 30% on your energy bills.
Air Sealing
Draft-proofing your home helps eliminate cold spots and improve indoor air quality.
High-Efficiency Windows & Doors
ENERGY STAR®-rated windows and doors reduce heat loss and help stabilize indoor temperatures year-round.
Heat Pumps
Cold-climate air-source heat pumps work efficiently even during Ontario’s cold winters. Ground source and domestic hot water heat pumps are also eligible.
Solar Panels & Battery Storage
Generate your own electricity and reduce reliance on the grid. Battery systems qualify for additional climate resilience rebates.
Smart Thermostats
Automatically adjust heating and cooling for efficiency. Some can reduce energy costs by 10–15% annually.
Note: Before starting any renovation work, the homeowner must complete the home energy assessment.
Municipal Rebates in Ontario for Eco-Friendly Home Improvements
Many local municipalities offer additional rebates to make eco-friendly upgrades more affordable:
Sump Pump Subsidy (e.g., Toronto)
- Up to 80% of installation costs covered (maximum $1,750).
- Prevent basement flooding and water damage.
Backwater Valve Subsidy
- Up to 80% of installation cost (maximum $1,250).
- Helps prevent sewer backup during storms.
- Some insurers offer discounts for homes with backwater valves.
Climate Resiliency Upgrades
Environmental disasters are on the rise. Protecting your home can qualify you for up to $2,625 in additional rebates under the Canada Greener Homes Grant.
Eligible upgrades include:
- Foundation waterproofing
- Fire-resistant roofing membranes
- Battery storage systems for solar power
- Backflow prevention systems
Insurance Benefits for Eco-Friendly Homes
Did you know that some green upgrades can help reduce your home insurance premiums?
- Heat pumps and sump pumps lower risk, which may earn discounts.
- Some insurers recognize the CMHC Eco Plus program when evaluating premiums.
Note: While upgrades may lower premiums, green technologies can be more expensive to replace. Always inform your insurance provider or your isure broker about home improvements to ensure proper coverage and potential savings.
Final Thoughts on Eco-Friendly Home Improvements: Go Green, Save Green
Investing in eco-friendly upgrades is not only beneficial for the planet, but it can also lead to long-term savings, a more comfortable home, and even higher property value. Whether you’re planning minor changes or major retrofits, there’s likely a rebate or grant available to help fund your efforts.
If you’re unsure where to start or need help navigating the rebate process, isure is here to help. Contact us today to learn more about your rebate options and how to protect your green home investment with the right insurance.
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