On July 1st, 2021 there were a number of new driving laws that went into effect in Ontario. These laws were approved as the “Moving Ontarians More Safely Act”. It’s important to know what the new laws are and how they affect you and your car insurance. So, we thought it is wise to take a few minutes and re-familiarize yourself with the driving laws below!

Street racing and stunt driving

Before the MOMS Act went into effect, the penalty for street racing and stunt driving was a seven-day license suspension and seven-day vehicle impoundment. With the MOMS Act, these offences now result in a roadside 30-day license suspension, along with no access to your vehicle for 14 days. There are also additional penalties if you are convicted of the charge. After one offence, licenses will be suspended for 1-3 years; a second offence will suspend your license for 3-10 years. Three offences may result in a lifetime suspensions, and four or more offences will permanently suspend your license.

Speed limits

“Move Over” Law

Drivers now need to slow down and move into the next lane if they spot a STOPPED emergency vehicle WITH lights flashing. Emergency vehicles include police(blue/red), fire(blue/red), ambulance (blue/red) and tow trucks (amber). If you violate this law, you’ll be hit with a $490 fine as well as three demerit points.

January: Complete Pedestrian Crossings

In January 2016, one final new driving law came into effect related to pedestrian crossings. The new law states that you must wait until pedestrians have made a COMPLETE crossing before proceeding.

These new laws, enacted by the province of Ontario are designed to make the streets safer for all Ontario residents. These new laws are quite reasonable and should be easy for all drivers to follow. Picking up demerit points is never a good idea, as it can lead to more expensive insurance. If you are currently paying lots for your car insurance, consider a quote with isure to see if we can save you money! We compare the rates of dozens of Ontario insurers to get you the best price for the best coverage!

Your Car Insurance

Too many tickets will have a big impact on your car insurance premiums. Speaking to a insurance broker can help you understand how a ticket can affect you. Best advice is to understand driving laws and follow the rules of the road.

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