Hagerty Insurance
Hagerty Insurance is a specialty insurer approved by isure that focuses on providing tailored coverage for classic, vintage, and collector vehicles, as well as trucks and boats. Established in 2009, Hagerty has become a global leader in collector vehicle insurance, offering more classic car policies than any other provider worldwide. Beyond its core expertise, Hagerty enhances its policies with valuable features such as Agreed Value Insurance, ensuring you receive the full insured amount in the event of a covered loss, along with 24-hour claims assistance and comprehensive coverage for added peace of mind. Policyholders can also benefit from multi-vehicle discounts, making it easier to protect an entire collection. Backed by one of the largest databases of classic car values and market data, Hagerty is able to provide highly accurate quotes tailored to each unique vehicle, helping owners secure the best possible coverage for their prized investments.
isure-approved since: 2009
Canadian Headquarters: Markham, Ontario
isure-approved since: 2026
Insurance Products:
ABOUT HAGERTY INSURANCE
Hagerty Insurance is a specialty insurer approved by isure that provides tailored coverage for classic, vintage, and collector vehicles, as well as trucks and boats. With a deep understanding of automotive enthusiasts, Hagerty delivers customized protection for vehicles not driven daily, ensuring owners receive reliable coverage and peace of mind.
Benefits of Choosing Hagerty for Your Classic Car Insurance
Insuring your classic vehicle with Hagerty means getting coverage designed specifically for collectors, with features that prioritize both value and flexibility. One of the standout benefits is their Guaranteed Value™ coverage, which ensures you receive the full insured value of your vehicle in the event of a covered total loss, with no depreciation taken into account. Unlike standard auto policies, Hagerty also offers no fixed mileage restrictions, giving you the freedom to enjoy your vehicle without unnecessary limitations.
In addition, Hagerty’s specialized claims team understands the unique nature of classic and collector cars, allowing them to handle claims efficiently and with the care these vehicles deserve. Their expertise helps streamline the process and ensures your vehicle is properly assessed. Hagerty also focuses on providing only the coverage you actually need, helping you avoid unnecessary add-ons and ultimately save money on your policy while still receiving comprehensive protection.
Classic Car Insurance vs. Regular Car Insurance
Classic car insurance through Hagerty is designed with collectors in mind, offering key advantages that differ from standard auto insurance policies. One of the biggest differences is lower premiums, as insurers recognize that classic vehicles are typically driven less frequently and are often stored with greater care. Another major benefit is Guaranteed Value coverage, meaning Hagerty agrees on your vehicle’s value at the start of the policy and will pay that full amount in the event of a covered total loss, with no depreciation applied. Additionally, unlike many regular policies, Hagerty’s classic car insurance comes with no fixed mileage restrictions, giving you the freedom to enjoy your vehicle without strict usage limits while still maintaining specialized protection.
Hagerty’s Cherished Salvage Coverage
Hagerty’s Cherished Salvage Coverage is a unique feature designed for collector car owners with a deep personal attachment to their vehicles. In the unfortunate event of a total loss, this coverage allows you to keep what matters most while still receiving full financial protection.
Key benefits include
Retain Vehicle
You can retain the salvage of your collector vehicle after a total loss
No Salvage Value
No salvage value is deducted from your final insurance payout if you choose to keep the vehicle
Types of collector cars that Hagerty insures
Antique & Classic Cars
− 1989 or older
− $3,500 minimum insured value
1990 & Newer Collector Cars
− $3,500 minimum insured value
− Special interest vehicles
Exotics
− Supercars/exotics or imports
Hot Rods/Street Rods
− 15 years or older
− $3,500 minimum insured value
Pro-Street
− 1990 or older
− $15,000 minimum insured value
− BC, NS and ON only
Tuners
− $15,000 minimum insured value
− BC, NS and ON only
Collectible Race Cars and Nostalgia Dragsters
− $15,000 minimum insured value
− BC, NS and ON only
− Comprehensive and Trailer and Paddock Collision may
be offered for unregistered collectible race cars.
Trucks, SUVs & Jeeps
− 15 years or older, $3,500 minimum insured value
− Extreme off-road modifications such as brush guards,
roll bars, tool boxes and lift kits with large off-road tires
are not accepted
Why isure works with Hagerty Insurance
isure chooses to work with Hagerty Insurance because we trust their specialized expertise in securing reliable coverage for classic and collector vehicles, and because it adds confidence knowing its policies are underwritten by Aviva, a leading, trusted insurer also approved by isure.
