Home Insuranceinews
A kitchen with white accents containing an open dishwasher, a commonly insured appliance in homes.
Does Home Insurance Cover Appliances in Ontario?

Does Home Insurance Cover Appliances in Ontario?

Home appliances are essential to everyday life, but not every type of damage is covered by homeowners’ insurance. Learn when appliances are protected under standard home insurance in Ontario and what exclusions you should always watch out for.

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Secondary Dwelling Units: Everything you need to know

Thinking of building a Secondary Dwelling Unit (SDU) on your Read more

Happy family with cardboard boxes in new home at moving day.
Moving Into a New Home: Do’s and Don’ts (2026)

Here are some do’s and don’ts when making the big Read more

vacant home insurance - Classical empty room interior 3d render,The rooms have wooden floors and gray walls ,decorate with white moulding,there are white window looking out to the nature view.
Vacant Home Insurance: Is Your Coverage Enough?

Vacant home insurance is required to cover any losses that Read more

Home Insuranceinews
A group of friends cheering with glasses of white wine at a party where liquor liability insurance is being used.
Liquor Liability Insurance: A Holiday Party Essential for Hosts

Liquor Liability Insurance: A Holiday Party Essential for Hosts

Did you know that as a party host in Ontario, you could be held legally responsible if a guest drinks too much and causes damage or injury, even after they leave your property? We break down how your standard home insurance protects you.

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Keep Your Pets Safe During the Holidays: Common Hazards

The month of December teems with many types of holiday Read more

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Holiday Insurance Claims: Most Common Mishaps

The holiday season is here! Learn about some of the Read more

Home Insuranceinews
Small group of a young friends have a lunch outdoors, eating grilled vegetables and fish and having fun at backyard with grill.
Backyard Maintenance: Tips for Spring and Summer

Backyard Maintenance: Tips for Spring and Summer

Get your backyard ready for the warm months ahead with our ultimate maintenance guide! From revitalizing your lawn and refreshing your garden to deep-cleaning your deck and prepping your BBQ, we cover everything you need to create the perfect outdoor oasis. Follow these expert tips from isure to enjoy a beautiful, functional, and relaxing outdoor space all season long.

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A fire pit at night, highlighting fire pit safety.
Fire Pit Safety: Essential Tips for Everyone (2026 Guide)

Fire pits can enhance your outdoor living space, but they Read more

Person cleaning gutters on a house exterior during summer home maintenance.
Summer Home Maintenance: Essential Tips and Tricks

Summer is the perfect time to give your home some Read more

Close-up of grilling burgers and vegetables on a black BBQ.
BBQ Safety Tips for a Sizzling Summer Cookout

Summer is barbecue season across Ontario, and there's nothing better Read more

Home Insuranceinews
Woman sitting on a couch looking at a laptop and checking their home insurance policy.
Home Insurance Policy: Essential Annual Review Tips

Home Insurance Policy: Essential Annual Review Tips

There are many things you should consider when it comes to reviewing your home insurance policy. For homeowners in Ontario, rising construction costs and changing risks make it more important than ever to review your home insurance coverage regularly. An annual policy check helps ensure your protection reflects your home’s true value.

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Home Warranty vs Home Insurance: Key Differences

In 2016, National Home Warranty Day was created to remind Read more

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Lower Your Home Insurance Rate with Smart Home Upgrades

Looking to save on your home insurance premiums in Ontario? Read more

personal liability coverage - Group of cheerful young people cheering with champagne flutes and looking happy while having party on the kitchen
What is Personal Liability Coverage?

Accidents can create a stressful and costly situation for you Read more

Home Insuranceinews
A fire pit at night, highlighting fire pit safety.
Fire Pit Safety: Essential Tips for Everyone (2026 Guide)

Fire Pit Safety: Essential Tips for Everyone (2026 Guide)

Fire pits can enhance your outdoor living space, but they also come with risks if proper precautions aren’t taken. In Ontario, changing weather conditions, wind, and local fire bylaws can all impact how safely a fire pit can be used.

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Canada Day fireworks over two Adirondack chairs on the wooden dock in Muskoka, Ontario Canada, are facing the sunset orange hues while facing the calm water.
Firework Safety Tips For A Safe Backyard Celebration

Fireworks can be fun for the whole family, but safety Read more

Close-up of grilling burgers and vegetables on a black BBQ.
BBQ Safety Tips for a Sizzling Summer Cookout

Summer is barbecue season across Ontario, and there's nothing better Read more

fire safety tips - close up of a candle lit at home
Fire Safety Tips to Protect Your Family and Home

Whether you're home alone or hosting a dinner party, keep Read more

Home Insuranceinews
Skyline with condos and houses impacted by the 2026 Ontario HST rebate.
Ontario HST Rebate 2026: The Housing vs Condo Market

Ontario HST Rebate 2026: The Housing vs Condo Market

The early impact of Ontario’s 2026 HST rebate shows that incentives alone do not affect all housing segments equally. While the rebate has begun to support demand for low-rise homes, its influence on the condo market has been far more limited. The takeaway is straightforward: the HST rebate helps at the margins, but it cannot resolve underlying market imbalances on its own. Until supply levels normalize and confidence returns, the condo market is likely to remain under pressure, even as other segments begin to stabilize.

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Home and Condo Insurance in Ontario: Key Differences Explained

Discover the key differences between condo insurance and home insurance Read more

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Condo Insurance in Ontario: Protect Your Apartment Today

With today’s economy, many consumers are looking to downsize to Read more

A Condo Crash in Toronto is creating a market favourable for renters.
The Condo Crash: A New Era for Toronto Renters

When people discuss renting in Toronto, the word "expensive" usually Read more

Home Insuranceinews
A woman viewing real estate websites on a computer, signifying a drop in interest rates.
Interest Rates Drop: Is Now the Time to Enter the Housing Market?

Interest Rates Drop: Is Now the Time to Enter the Housing Market?

Real estate market analysts say the Bank of Canada’s (BoC) much anticipated decision to lower its key interest rate could be the sign that many would-be homebuyers have been waiting for to make their move. This second consecutive key interest rate cut by the BoC on Wednesday has many Canadians wondering, is now the time? With interest rates starting to drop, is it time to enter the housing market?

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Ontario Housing Market: Trends and Analysis for 2025

With all the instability and fluctuations in the Ontario housing Read more

federa; budget 2024 and housing crisis - Aerial view of houses in residential suburb, Toronto, Ontario, Canada. aerial picture from ontario canada 2016
Will the Federal Budget 2024 help the housing crisis?

On April 16, 2024, the Government of Canada released its Read more

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High interest rates changing the future plans of Ontarians

With high interest rates impacting the province, many Ontarians are Read more

Home Insuranceinews
Residential HVAC and air conditioning units outside a home, representing HVAC coverage under Ontario home insurance policies.
HVAC Coverage: Does My Insurance Policy Cover My AC Unit?

HVAC Coverage: Does My Insurance Policy Cover My AC Unit?

Does home insurance in Ontario cover HVAC systems? It depends. Learn when HVAC repairs or replacements are covered, when they are excluded due to wear and tear, and how homeowners can reduce out-of-pocket costs through proper coverage and maintenance.

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Eco-Friendly Home Improvements: Rebates Available in Canada

Looking to green your home while saving money? Canadians are Read more

Person reviewing insurance policy documents with laptop, house and car keys, representing updating insurance coverage after life changes such as moving, purchasing a car, or growing a family.
Insurance Review: A Guide To Reviewing Your Policy

Life changes quickly, and your insurance should keep pace. Whether Read more

home safety tips - Woman enters a code on the alarm keyboard at the hallway indoors. Concept of home security and smart alarm. Businesswoman coming home
Home Safety Tips To Help You Feel More Secure

Whether you live alone or with a family, you should Read more

Home Insuranceinews
Close-up of a young man with a blue t-shirt using a touch screen to control his smart home devices.
How to Keep Your Home Cool During Summer Heat Waves

How to Keep Your Home Cool During Summer Heat Waves

Keeping cool is more important than ever, with the heat only climbing this summer. When it is hot outside, it can be easy to go inside and enjoy the AC, but you must ensure you protect your home from the heat. Here are some important tips to help keep your home cool and protect it from extreme summer heat.

Related Articles
Person cleaning gutters on a house exterior during summer home maintenance.
Summer Home Maintenance: Essential Tips and Tricks

Summer is the perfect time to give your home some Read more

Close-up of grilling burgers and vegetables on a black BBQ.
BBQ Safety Tips for a Sizzling Summer Cookout

Summer is barbecue season across Ontario, and there's nothing better Read more