Does Home Insurance Cover Appliances in Ontario?
Home appliances are essential to everyday life, but not every type of damage is covered by homeowners’ insurance. Learn when appliances are protected under standard home insurance in Ontario and what exclusions you should always watch out for.
Liquor Liability Insurance: A Holiday Party Essential for Hosts
Did you know that as a party host in Ontario, you could be held legally responsible if a guest drinks too much and causes damage or injury, even after they leave your property? We break down how your standard home insurance protects you.
Backyard Maintenance: Tips for Spring and Summer
Get your backyard ready for the warm months ahead with our ultimate maintenance guide! From revitalizing your lawn and refreshing your garden to deep-cleaning your deck and prepping your BBQ, we cover everything you need to create the perfect outdoor oasis. Follow these expert tips from isure to enjoy a beautiful, functional, and relaxing outdoor space all season long.
Home Insurance Policy: Essential Annual Review Tips
There are many things you should consider when it comes to reviewing your home insurance policy. For homeowners in Ontario, rising construction costs and changing risks make it more important than ever to review your home insurance coverage regularly. An annual policy check helps ensure your protection reflects your home’s true value.
Fire Pit Safety: Essential Tips for Everyone (2026 Guide)
Fire pits can enhance your outdoor living space, but they also come with risks if proper precautions aren’t taken. In Ontario, changing weather conditions, wind, and local fire bylaws can all impact how safely a fire pit can be used.
Ontario HST Rebate 2026: The Housing vs Condo Market
The early impact of Ontario’s 2026 HST rebate shows that incentives alone do not affect all housing segments equally. While the rebate has begun to support demand for low-rise homes, its influence on the condo market has been far more limited. The takeaway is straightforward: the HST rebate helps at the margins, but it cannot resolve underlying market imbalances on its own. Until supply levels normalize and confidence returns, the condo market is likely to remain under pressure, even as other segments begin to stabilize.
Interest Rates Drop: Is Now the Time to Enter the Housing Market?
Real estate market analysts say the Bank of Canada’s (BoC) much anticipated decision to lower its key interest rate could be the sign that many would-be homebuyers have been waiting for to make their move. This second consecutive key interest rate cut by the BoC on Wednesday has many Canadians wondering, is now the time? With interest rates starting to drop, is it time to enter the housing market?
HVAC Coverage: Does My Insurance Policy Cover My AC Unit?
Does home insurance in Ontario cover HVAC systems? It depends. Learn when HVAC repairs or replacements are covered, when they are excluded due to wear and tear, and how homeowners can reduce out-of-pocket costs through proper coverage and maintenance.
How to Keep Your Home Cool During Summer Heat Waves
Keeping cool is more important than ever, with the heat only climbing this summer. When it is hot outside, it can be easy to go inside and enjoy the AC, but you must ensure you protect your home from the heat. Here are some important tips to help keep your home cool and protect it from extreme summer heat.







































