Commercial Insurance Markets Softening For Businesses In 2026
After years of rising premiums, Canada’s commercial insurance market is officially softening in 2026, shifting away from the restrictive “hard market”. Driven by increased insurer capacity, stronger reinsurance capital, and aggressive market competition, increases in renewal rates have dropped by roughly half across major sectors.
Insurance in Canada is changing fast, and 2026 will bring Read more
The Ontario insurance market is finally showing signs of softening Read more
Commercial property is critical to your businesses financial stability. Commercial Read more
What is a Certificate of Insurance (COI)? 2026 Breakdown
Whether you’re hosting an event or hiring a third party, understanding how COIs work can help protect your business from costly risks. A Certificate of Insurance is a document that verifies the existence of insurance coverage. Here is a breakdown of the most commonly asked questions about Certificates of Insurance.
Certificate of insurances (COIs) are required anytime a third party Read more
Whether your valet damages a customer’s vehicle in the parking Read more
Also known as Commercial Property insurance, we've answered some common Read more
Warehouse Safety: 12 Tips for a Secure Workplace
Ensure a safe and efficient warehouse environment with these essential warehouse safety tips. From forklift safety and proper attire to emergency preparedness and equipment maintenance, this guide covers everything you need to protect your employees, reduce accidents, and stay compliant with workplace safety standards.
If you offer specialized services like consulting, teaching or professional Read more
If you own a small, medium or even large business Read more
Learn how to implement effective risk management in your Ontario Read more
EIL Insurance: What is Environmental Impairment Liability?
The nature of many business operations means that pollution or environmental damage could occur at any time. Increased focus on our ethical responsibilities towards the environment has led businesses to be more mindful of the legal and reputational consequences of handling a pollution event. Environmental impairment liability insurance covers liability and cleanup expenses associated with pollution. In this article, we will discuss what EIL insurance is, list the industries that should carry it, and outline why your Commercial General Liability policy alone may not offer all the protection you need.
If you offer specialized services like consulting, teaching or professional Read more
Whether your valet damages a customer’s vehicle in the parking Read more
At isure, our brokers understand the risks that come along Read more
What Are The Benefits And Risks Of AI To Your Business?
Artificial intelligence is transforming how businesses operate by improving efficiency, automating repetitive tasks, and enhancing data analysis. While AI offers major advantages such as cost savings and 24/7 support, it also presents risks including privacy concerns, bias, and potential job displacement. Understanding both the benefits and risks of AI helps businesses adopt this technology the right way.
Artificial Intelligence, also known as AI, can be found everywhere. Read more
Cars and trucks that drive themselves could hit the road Read more
WSIB and Business Insurance in Ontario: Key Differences
When it comes to operating a business, making sure you and your workers are consistently protected is critical. A big portion of this is making sure you understand the difference between business insurance and WSIB coverage. Depending on the type of business you run, you will want to know how much insurance coverage you need to keep your business secure. Choosing the right combination of both business insurance and WSIB coverage is crucial when running a business. Additionally, knowing what is legally required can have a major impact on both your company’s financial stability and compliance.
Every day in Canada, a workplace injury occurs. According to Read more
Whether your valet damages a customer’s vehicle in the parking Read more
If you offer specialized services like consulting, teaching or professional Read more
Food Delivery Insurance: Options for Drivers in Ontario
If you deliver food for apps like Uber Eats, DoorDash, or SkipTheDishes in Ontario, your personal car insurance likely won’t cover you while you’re on the job. Food delivery insurance helps bridge the gap between personal and commercial use, protecting you from costly out-of-pocket expenses if you’re in an accident. Learn how delivery insurance works, what coverage major apps provide, how much it costs, and why talking to an isure broker can keep you fully protected on the road.
How we get around is changing. We've got the answers Read more
Thinking about driving for Uber? You'll need Uber insurance to Read more
Several provinces have warned both Uber drivers and passengers that Read more
Babysitting in Ontario: Safety, Hiring Tips, and Insurance
Babysitting other people’s children comes with its own set of risks. Are you a babysitter or looking to hire one? Make sure you’re covered.
Working form home? Starting a business? Let us help determine Read more
Looking to reduce expenses while running your home-based business in Read more
Buying a home? Renovating? Renting? We've got all the answers Read more
Insurance for Tradespeople in Ontario: What You Need to Know
Tradespeople in Ontario need specific insurance coverage to protect against workplace injuries, medical costs, and liability risks. Having the right insurance helps Ontario tradespeople stay compliant, reduce financial risk, and gain peace of mind.
Learn all about builders risk insurance. Figure out what it Read more
Are you a plumber with questions about your insurance coverage? Read more
A contractor is someone who should be trustworthy and reliable. Read more
