When it comes to the funniest insurance claims we have ever heard, most are almost too unbelievable to be true. In reality, these are all 100% verified claims that companies around the world have had to look at. Generally, insurance claims often deal with life-changing events. However, we also love sharing the lighter side of insurance when it comes to client claims. Here are some of the funniest insurance claims out there.
1. Teeth Overboard!
When it comes to the funniest insurance claims, this one is a great place to start. After taking a vacation on a cruise ship, one elderly man submitted a claim. During a particularly wavy day on the water, he was struck with a bout of sea sickness. After going outside for some air, the sickness hit him hard, and he vomited his stomach into the ocean below. Unfortunately, when doing so, his dentures went along with it. He then submitted a travel insurance claim for “lost baggage.” We guess returning home without your teeth can be quite off-putting!
2. Les Vaches Qui Rient Disent…Paint?
A couple had been vacationing in the south of France. Their travels took them driving through picturesque landscapes, vineyards and farms, and ended with one of the funniest insurance claims we’ve ever seen. One afternoon, they came upon several cows on the road. While they were approaching, more cows came over the hill and surrounded their car. Patiently, they waited for the cows to clear before proceeding. Upon arriving at their destination, they looked at their car, which had missing paint. Their insurance claim? Those cows had licked their paint off.
3. Christmas Tree
On a snowy evening in December, a driver was heading home from the mall after a successful Christmas shopping trip. As she boarded the main road, she immediately noticed a driver in the opposing lane. He had a big Christmas tree strapped to the roof of his car, and very loosely at that. Within seconds of noticing, the tree took flight right into her car. The shock sent her vehicle right into a nearby hedge. Luckily, she was uninjured, and the car’s front end only experienced minor damage. The driver never returned for his tree, and in hindsight, even the woman agreed it was one of the funniest insurance claims she had ever made. The man either fled the scene or was very confused upon arriving home to find his tree missing.
4. Phone A Cake
Next on our list of funniest insurance claims started when a mother was baking her daughter a birthday cake. Being a mother is definitely one of the most time-consuming jobs, so she was somewhat distracted. At some point during mixing the batter and adding it to the cake pan, the unexpected happened. She baked it, iced it and decorated it, then sat down to check her phone. Unfortunately, her phone was nowhere to be found. A panic we are all familiar with! Later on, as she cut into the cake, she found her missing phone. Unfortunately, it no longer worked. To make matters worse, the claim she made for the phone on her home insurance was denied.
5. Snow Way
If you are planning a ski trip, the Swiss Alps are surely a top destination on your mind. When doing so, it’s unlikely you plan on submitting one of the funniest insurance claims. That opinion was shared by a British woman who was planning an upcoming trip to Switzerland. As part of her trip preparations, she purchased a brand new set of skis. She left the UK, flew to Switzerland and was off to her ski resort. Upon arrival, she found that the ski hills were closed as it was the warm season and thus, no snow. She submitted a claim for the cost of her skis.
6. Dead Man Hiking
In the year 2000, an Australian millionaire by the name of Harry Gordon tried to get a $3.5 million dolar payout from his life insurance policy by faking his own death. With the help of his wife Sheila, they cashed in on the claim and was actually successful! Harry had moved to New Zealand, started a new life, and met a new wife.
Unfortunately, things unravelled when Harry and his new wife ran into his brother during a hiking trip in Tauranga. From there, authorities uncovered the fraud. Though definitely one of the funniest insurance claims on our list, Harry ended up getting arrested and sentenced to 15 months in jail. He later went on to write the book “How I Faked My Own Death and Did Not Get Away With It.”
7. Monkey Thieves
There have been a shocking number of claims over the years regarding thieving monkeys! More particularly, tourists who have fallen victim to thieving monkeys, particularly in Southeast Asia, where these primates roam free. In most cases, your stolen belongings can be covered by travel insurance.
However, one of the funniest insurance claims involves one scenario where a couple travelling in Malaysia had their luggage stolen by a group of monkeys. The monkeys then proceeded to completely scatter their luggage in a nearby rainforest, leaving a trail of shirts, dresses and socks! Luckily for them, their travel insurance coverage included “theft by monkeys,” and they were covered for the damaged and lost items!
Funny Insurance Claims: Conclusion
If nothing else, all of these cases prove the need for comprehensive insurance. Whether you’re looking for auto insurance, travel insurance, small business insurance or home insurance, get in touch with isure for a quote. You never know when you may make our list of the funniest insurance claims!
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