Best Home Insurance rates in Oakville

Oakville is a great city to live in if you are looking to raise a family, or if you are a busy work person who loves relaxing at night in a quiet neighbourhood. In 2018, Moneysense ranked Oakville as the best city to live in Ontario, which is a big jump from its 15th ranking in 2017. The downtown core is located on the lakeshore and hosts many summer events, such as the family Ribfest, jazz festival, waterfront festival, and much more!

If this is your first time pursuing home insurance, looking for a new home insurer, or better home insurance coverage, it can be a bit confusing and overwhelming. You have to research what each home insurance policy covers in Oakville, how much you want to spend, and how to actually buy a policy.

The isure Home Insurance Advantage

At isure, we know how many countless hours you and your partner have worked to save up enough money to buy a house in Markham, and it’s our mission to help you get the most comprehensive and affordable home insurance policy.

Your professional Markham home insurance broker from isure will provide you with quick and comprehensive home insurance quotes and will go over them with you to ensure you aren’t surprised by any fine print. Gain peace of mind knowing that we focus all of our energy on finding the best Markham home insurance coverage. We will contact over 25 of the largest certified insurers in Markham for the best quotes available.

When you call isure, you will be placed with a personal home insurance broker who will go through your insurance needs for your home or can help improve your current coverage and discover new discounts.


Personalized Attention

We will always be there for you when you need us the most. We offer phone, email, and online chat for your convenience. Your insurance broker will also preemptively call you if disaster strikes in your area to ensure that you and your family are OK.

Responsive Claims

Did a tree fall through your roof during a heavy storm? Was your house broken into while you were on vacation? Don’t worry, that’s what home insurance is for! At isure, our claims response is open 24/7/365! When you call us, we will get your claim moving immediately.

More Savings

With all of our isure approved insurers, we can offer some of the best discounts compared to other online insurance brokers and more discounts than any direct insurance company. Your personal isure home insurance broker has the ability to get further savings for you without sacrificing any coverage! We can also educate you on safeguards that will reduce your premiums.

Attention and Insight

Your friendly isure home insurance broker in Oakville will always provide trustworthy, knowledgeable, and transparent advice. They will objectively go through each quote and let you know what will be covered in detail.

Control Your Home Insurance Policy

When you work with isure, you can quickly register, change, and manage your policy.

Get the leading insurance policies with the best personalized options you deserve.

Oakville Home Insurance

How do I lower my home insurance rate in Oakville?

Do you own or rent a home in Oakville? Are you confused about why you are paying a lot for your home insurance policy? Although home insurance is important, there should be a way to pay a little less to keep the stress down. Luckily with isure by your side, we can help you find ways to lower the amount of money you pay for your Oakville homeowner’s insurance policy.  


  1. Bundle your auto and home insurance: If you drive a car or motorcycle in Oakville, you can bundle that insurance policy with your home insurance to save up to 15%! Security systems: Installing security cameras and a burglar alarm could save money on your Oakville home insurance policy. 
  2. Buying a newly-built home: Oakville is always expanding with new homes and neighbourhoods. Based on the materials used and location, you could save on your premium if you buy a newly-built home in Oakville. 
  3. Proximity to a fire station: If your house is located close to an Oakville fire station, you could save on your home insurance. 
  4. Non-smokers: If you don’t smoke, your insurance provider may provide you with a small discount.  
  5. Graduate of a Canadian college or university: If you are an alumni of a certain educational institute in Canada, you may be eligible for a discount on your home insurance policy. Give isure a call today to see if you qualify! 
How is home insurance calculated in Oakville?

When calculating the amount you will pay for your Oakville home insurance policy, the insurance company will take into account a lot of different elements. Here is a quick breakdown of what generally goes into determining the cost of your home insurance: 

How your home was constructed: If your home was built using high-quality and expensive materials, then the insurance will be more expensive as those materials will need to be replaced in the case of irreparable damage. 

The type of home you own or rent: The size, age, and condition of your home will play a big role in determining your home insurance rate. The insurance for larger houses in Oakville will generally be more expensive than smaller homes, while newly-renovated homes will have a better rate than a home that is starting to break down. 

What are the categories of home insurance?

When you shop for homeowner’s insurance in Oakville, you will come across different types of home insurance policies. However, these can be updated with custom options. 

Standard or basic: A standard or basic home insurance policy will be the most affordable type of home insurance in Oakville, but it will only cover damage that occurs from the weather, including hail, wind, lightning, or fire. The perils that are covered in a standard or basic policy will be listed clearly and will only cover those specific perils. If you are looking for a basic home insurance policy in Oakville, give isure a call today! 

Broad: The coverage from a broad home insurance policy in Oakville will include everything in the standard insurance policy, as well as other perils, such as costs associated with vandalism and theft. It may also cover unpredictable events, like frozen pipes. Call an isure insurance broker to discuss the perils that are (and are not) covered in a broad insurance policy! 

Comprehensive: This is the most robust type of home insurance coverage available in Oakville because it covers almost every peril. A comprehensive home insurance policy is recommended for those who want almost any damage to their home to be covered. 

Not sure where and how to start?

isure experts are here to HELP you.