Auto Insurance in
Stoney Creek

Making Insurance Friendly and Easier

Ontario auto insurance rates have ranked amongst the highest in all of Canada. One of the biggest benefits to living in a smaller city, other than living in a quiet neighbourhood to grow your family, is that you can gain access to cheaper auto insurance rates. Stoney Creek is a small city within Hamilton with a population of just over 69,000, and features many quaint parks and quiet streets to explore.

As a driver in Stoney Creek or anywhere in Ontario, it is the law to have car insurance. These policies must include uninsured car coverage, third-party liability, direct compensation property damage and statutory accident benefits. However, many Stoney Creek drivers choose to add additional coverage to their plans as well for optimal coverage.

How To Get An Auto Insurance Quote In Stoney Creek?

Working with a suite of quality insurers, isure will do the work of gathering quotes from each company to find the lowest cost for the plan that suits your needs. We work by the isure pledge to ensure that you are always taken care of, and that we work with your best interests in mind. Our dedicated insurance consultants in Stoney Creek will find you the best choice, and will only recommend moving you to another insurer if it works for you.

Finding the right insurance doesn’t have to be difficult. See how the isure difference can help you keep your driving peace of mind.

The isure insurance Advantage

isure hires only the best and most reputable Stoney Creek insurance brokers to get you the best quotes. Experience the isure insurance broker advantage:

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Unbiased Advice

We guarantee honest, unbiased advice about the insurance quotes we obtain for you and all details that accompany it. We will always search and locate the coverage that is best suited to your needs.

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Best Insurance Providers

We have access to all of the best, well-respected insurance providers in all of Canada for you!

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We Understand the Market

isure has been the top insurance choice for Ontarions since 2006. We are also one of Canada’s most progressive, reputable insurance brokers with real people that live for insurance! We’re committed to helping Stoney Creek citizens access the best insurance coverage available.

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Coverage For All Your Insurance Needs

Our insurance brokers get Stoney Creek residents quotes for home, commercial, auto, life, travel and more.

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You Save While We Work

You can save hundreds of dollars on insurance when you work with our Stoney Creek insurance brokers. You can discuss your insurance needs with us and we’ll find the perfect coverage options and rates.

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Fully Licensed

We are registered under the Registered Insurance Brokers of Ontario (RIBO) to ensure your safety and that you are in good hands.

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Your Needs are our Top Priority

We are real insurance brokers helping real, amazing Stoney Creek citizens. Each of our clients are assigned to a dedicated insurance broker that advocates for their needs when dealing with insurance providers. We handle all claims, quotes, inquiries, updates and more.

Why Trust isure as your Stoney Creek Insurance Broker?

There are a number of reasons for people living in Stoney Creek to contact an isure insurance broker. Some of the key advantages of working with us include:

Valuable Information from a Licensed Insurance Professional: Navigating insurance can be extremely difficult if you have little to no experience. Hiring a licensed, knowledgeable and experienced insurance broker can provide you with all of the important guidance you need to make the right insurance decisions.

Easy To Follow Quotes: Contacting several insurers for rates can take a long time. When you hire an isure Stoney Creek insurance broker, they handle all of these details, including obtaining quotes from different insurers for you!

Save More Money: Insurance brokers are the top solution to lower your insurance rates and save you money. Our Stoney Creek insurance brokers have access to several insurance providers, premiums, coverage types and they will help you find the most affordable quotes for you based on the information you provide.

isure and Stoney Creek Auto Insurance

isure insurance offers auto insurance rates that are suitable for all Stoney Creek drivers. We promise to provide transparent and knowledgeable insurance expertise when you call or visit us online. Our brokers shop for the best auto insurance rates available for you to ensure you obtain the insurance you can count on. As Ontario’s leading insurance broker, our auto insurance rates in Stoney Creek can provide you with high-quality coverage, convenience, and personalized service that exceeds your expectations. You’re in the driver’s seat when it comes to your auto insurance in Stoney Creek with isure insurance!

How Much Should I Expect to Pay For Auto Insurance in Stoney Creek?

There are many factors that go into the price of auto insurance in Stoney Creek. Your quote can fluctuate depending on if you require high risk insurance, or you can have a lower quote if you practice safe driving or if you bundle your policy, for example. Go-telematics is also an option for great drivers as it tracks how you drive (speed, braking, cornering, etc.) to determine your rate.

FAQs About Stoney Creek Auto Insurance

What factors affect auto insurance in Stoney Creek?

Vehicle Type: The year, make and model of your vehicle will be considered by auto insurance companies when calculating the premium.

Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.

Postal Code: The more populated, urban areas in Stoney Creek often have a higher claim rate than rural parts. Urban residents can likely expect to pay a higher premium based on their postal code.

The Driver’s Age: Drivers with more experience on the road often pay much lower auto insurance premiums than newer and younger drivers.

How can you lower the cost of your car insurance in Stoney Creek?

Anti-theft Devices: Any equipment or tools that can help prevent theft to your vehicle can lower your insurance premium.

Winter Tires: The winters in Stoney Creek can see a lot of snowfall and makes it hard to drive in every day as you commute to work! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.

Stoney Creek Collision Reporting and Claims Process

Car accidents happen each and every day in Ontario. To repair damage from accidents, there is car insurance. In order to prevent insurance fraud, Ontario has a strict accident reporting process. isure’s guide to reporting accidents in Stoney Creek aims to simplify the reporting process and potentially ease some stress. 

1. Check for injuries

After an accident, injuries are the number one concern. If anyone appears to have an injury, it is your responsibility to call 911 and request medical attention immediately. 

 

2. Document everything

After an accident is cleared, passersby would typically have no idea that an accident ever occurred there. By documenting the accident soon after it happens (and before it is cleaned,) you are able to produce unbiased visual proof of the aftermath. The damage isn’t the only thing you need to take photos of after an accident. Take pictures of the following four things, as well: 

  • Damage 

Take many pictures of the accident scene. Be sure to photograph the damage to all vehicles involved, including their license plates, car make, model, and year. 

  • License 

Ask the other driver or drivers to take a picture of their license. This way, you can quickly obtain a lot of the information you will need during reporting, and it proves you both remained on-scene. 

  • Insurance 

After an accident, you need to exchange insurance information with each other. When exchanging information, you need to know each other’s providers and policy numbers. All this info can be snapped with a quick picture because an insurance slip will also offer accurate information about the car. 

  • Specifics 

Make a record of the weather, road conditions, time, date, and location of the accident. You will need all this information if you have to file a report, which will also be helpful to insurance companies. 

3. When you need to report

Not every single accident needs to be reported. In fact, only accidents above $2,000 in total damages are required to be reported to police within 24 hours. With that being said, insurance is there for a reason, and paying under $2,000 can still be expensive. In order to file an insurance claim, you have to file a collision report. 

4. Reporting

In terms of the actual reporting process, so long as you have all the necessary information, you should not have a problem filing a report. Staff members at collision centres are very helpful. You will fill out an accident report form, and a staff member will then document the damage to your vehicle. That is why it is crucial that you bring your vehicle to the reporting centre with you. It is not recommended that you drive the vehicle there yourself because sometimes, there are unseen damages that can make driving dangerous. You should call a tow truck for your car and a taxi or a friend for yourself. 

The Stoney Creek collision centre is located at: 

2825 King St E, Stoney Creek, ON L8G 4C2 

Phone: (905) 560-0510 

Hours: Monday – Friday, 10am – 6pm 

What your insurance covers: 

What your insurance will cover depends on your provider and your specific policy. The bare minimum for policy coverage is repair and replacement costs. Some policies will cover towing and taxi expenses if you are not at fault for the accident. Speak with an isure broker today to find out more about our complete car insurance coverage 

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