Auto Insurance in
Making Insurance Friendly and Easier
Sudbury is a vastly growing city located just north-west of North Bay. Home of the giant nickel and many interactive and informative museums, Sudbury does get a lot of tourists during the summer months. As for the residents, one of the best parts about living in Sudbury is that the auto insurance rates can be very affordable!
The isure insurance Advantage
isure hires only the best and most reputable Sudbury insurance brokers to get you the best quotes. Experience the isure insurance broker advantage:
Your Needs are our Top Priority
We are real insurance brokers helping real, amazing Sudbury citizens. Each of our clients are assigned to a dedicated insurance broker that advocates for their needs when dealing with insurance providers. We handle all claims, quotes, inquiries, updates and more.
We guarantee honest, unbiased advice about the insurance quotes we obtain for you and all details that accompany it. We will always search and locate the coverage that is best suited to your needs.
You Save While We Work
You can save hundreds of dollars on insurance when you work with our Sudbury insurance brokers. You can discuss your insurance needs with us and we’ll find the perfect coverage options and rates.
We are licensed under the Registered Insurance Brokers of Ontario (RIBO) to ensure your safety.
Best Insurance Providers
We have access to all of the best, well-respected insurance providers in all of Canada to help with your Sudbury insurance!
We Understand the Market
isure has been the top insurance choice for Ontarions since 2006. We are also one of Canada’s most progressive, reputable insurance brokers with real people that live for insurance! We’re committed to helping Sudbury citizens access the best insurance coverage available.
isure and Sudbury Auto Insurance
The isure insurance brokers are Sudbury’s auto insurance experts! We offer auto insurance rates that suit the needs of all Sudbury drivers. Our promise to you is to provide knowledgeable and transparent insurance expertise when you call us or get a quote online. We shop for the best auto insurance rates available for you to ensure you obtain the insurance you can count on. As Ontario’s leading insurance broker, our auto insurance rates in Sudbury can provide you with high-quality coverage, convenience, and personalized service that exceeds your expectations. You’re in the driver’s seat when it comes to your auto insurance in Sudbury with isure insurance!
Why Trust isure as your Sudbury Insurance Broker?
There are many reasons for people living in Sudbury to contact an isure insurance broker. Some of the best advantages of working with us include:
Easy To Follow Quotes: Contacting several insurers for rates by yourself can take a long time. When you hire an isure Sudbury insurance broker, they handle all of these details, including obtaining quotes from different insurers for you!
Valuable Information from a Licensed Insurance Professional: Navigating insurance can be extremely difficult if you have little to no experience. Hiring a licensed, knowledgeable and experienced insurance broker can provide you with all of the important guidance you need to make the right insurance decisions.
Save More Money:Insurance brokers are the top solution to lower your insurance rates and save you money. Our Sudbury insurance brokers have access to several insurance providers, premiums, coverage types and they will help you find the most affordable quotes for you based on the information you provide.
FAQs About Sudbury Auto Insurance
What factors affect auto insurance in Sudbury?
Vehicle Use: The way you drive your vehicle, how often and your driving habits can all play a role in the insurance rate you will pay.
Postal Code: The more populated areas in Sudbury often have a higher claim rate than the rural parts. Urban residents can likely expect to pay a slightly higher premium based on their postal code.
The Driver’s Age: Drivers with less experience on the road often pay higher auto insurance premiums than older and experienced drivers.
How can you lower the cost of your car insurance in Sudbury?
Winter Tires: The winters in Sudbury are tough, especially when you need to commute to work every day! Not only is it imperative for your safety to have winter tires installed in the winter months, but you are often eligible for discounts on insurance premiums when your car has winter tires.
Sudbury Collision Reporting and Claims Process
Getting into an accident is a scary experience no one ever plans for. Being prepared for an accident is the best tool when remaining calm if it ever happens to you. This is isure’s guide to accident reporting in Sudbury:
1. Call 911 for medical emergencies
Call 911 if anyone seems to be injured or in need of medical attention. Injuries from car accidents can be extremely serious and have long-term impacts if they are not addressed properly. As a preventative measure, call for medical help even if you don’t think the injury is that serious.
2. Start making documents
There is quite a bit of information needed when you report an accident. If you collect all this information before leaving the site of an accident, you can save yourself a lot of time and potential confusion in the coming days. Start by taking photos of:
Document damages with a variety of pictures. Photograph everything from far away to up close, including pictures of all vehicles involved. These photos document the damage and can also tell the story of the accident without using words.
Important information, like license number, legal name, and address, can all be found on a driver’s license. These pieces of information are all necessary when you report an accident. Take a picture of the other driver’s license and allow them to take one of yours, as well. This is also when you should exchange contact information to stay in touch throughout the reporting and insurance process.
You need to exchange insurance information after an accident to file a claim and to hold the others involved accountable. Each image should include the policy provider and policy number, as well as the year, make, and model of the car.
Document the specifics of the accident. What was the weather like? Where, when and what are the specifics around the time of the accident? It is much better to have too much information than too little when you go to report the accident or when you speak with a claims agent.
3. When reporting is necessary
If the only damage following an accident is a paint chip, you don’t have to report it, but that means there is no accountability and you are not guaranteed to receive any money. It is best practice to always report an accident, but you are only required by law to report an accident if the damage is over $2,000 total. If the damage is substantial, a report will need to be filed at a collision centre within 24 hours of the accident.
4. How reporting works
To report an accident, you will need to visit the closest collision reporting centre. For Sudbury drivers, that location is at:
239 MONTEE PRINCIPALE, SUDBURY, P0M 1B0
Tel: (705) 983-0994
Fax: (705) 983-5724
Hours: COVID-19 HOURS: Monday to Friday: 9:00 AM – 5:00 PM, Saturday: 12:00 PM – 4:00 PM
To get to the collision centre, you should take a taxi or have a friend drive you. This way, you avoid driving a car that has been in an accident and has not yet had its systems tested. Your car can make its way to the collision centre by way of a tow truck. At the collision centre, a staff member will assist you when it comes to filling out an accident report sheet. You will then be able to call your insurance company and file your claim.
What is covered by insurance?
Your isure team has you covered! We offer a number of different coverage plans through our insurers that range from high deductibles to complete coverage. Car insurance will cover repairs or vehicle replacements, while others cover rentals or even taxi and towing services.